# ether.fi vs SmartDebts

The clearest difference is ads: SmartDebts at none against ether.fi's shown. On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | ether.fi | SmartDebts |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (414 ratings)](https://appshunter.io/ios/app/etherfi-crypto-card-and-spend/id6670338367/reviews)** | — |
| Number of ratings | **414** | — |
| Positive reviews | 90.4% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 days | — |
| Monetization | Free | — |
| Size | 173 MB | 1 MB |
| Requires iOS | **17.0** | 18.2 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 17+ | 4+ |
| Developer | [Ether.Fi SEZC](https://appshunter.io/developer/1765877236) | [Artem Marakhovskyi](https://appshunter.io/developer/1878500196) |

## What reviewers say

### ether.fi

[App page](https://appshunter.io/ios/app/etherfi-crypto-card-and-spend/id6670338367)

A DeFi-native credit card that allows you to earn crypto rewards on everyday spending. Enjoy flexible payment options, exclusive member perks, and robust security features, all while maintaining control of your digital assets.

**Highlights:** Earn up to 4% cashback in crypto, Spend anywhere cards are accepted, DeFi-native and non-custodial, Add to Apple Wallet, Exclusive member perks, Top-level security features

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Best crypto card
- 💰 High cashback
- 🚀 Smooth and easy to use
- 🔒 Secure
- 💳 Convenient (Apple Wallet, physical cards)

**What reviewers complain about**

- 🐛 Bugs (app freezes, login issues, balance display issues)
- 🌐 Limited web/mobile features
- 🌍 Lack of language support (no Chinese)
- 💰 High fees for some operations

**Reported bugs**

- Withdrawal whitelist required
- Issues with adding funds (not receiving money)
- Referral bonus not credited
- Card activation issues

**Requested features**

- Add built-in staking option
- Display daily credited interest
- Add Traditional Chinese language support
- Integrate more local payment methods (Pix, BRL)
- Improve tracking of assets and transactions


### SmartDebts

[App page](https://appshunter.io/ios/app/smartdebts/id6759408159)

**In-app purchases:** none


## Frequently asked questions

### Is ether.fi free?

ether.fi is free to download, with no in-app purchases.

### Is SmartDebts free?

SmartDebts is free to download, with no in-app purchases.

### Do ether.fi or SmartDebts have ads?

ether.fi shows ads; SmartDebts does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*