# ether.fi vs VelaFi

The clearest difference is ads: VelaFi at none against ether.fi's shown. VelaFi also leads on iOS requirement (15.0 vs 17.0). ether.fi's advantage is ratings volume (417 vs 1). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for ether.fi against 5.0 for VelaFi. That said, the two scores are not equally well evidenced: ether.fi has 417 ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | ether.fi | VelaFi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (417 ratings)](https://appshunter.io/ios/app/etherfi-crypto-card-and-spend/id6670338367/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/velafi/id6763504587/reviews)** |
| Number of ratings | **417** | 1 |
| Positive reviews | 90.4% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 days | — |
| Monetization | Free | Free |
| Size | 173 MB | 36 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Ether.Fi SEZC](https://appshunter.io/developer/1765877236) | [Velafi](https://appshunter.io/developer/1895346316) |

## What reviewers say

### ether.fi

[App page](https://appshunter.io/ios/app/etherfi-crypto-card-and-spend/id6670338367)

A DeFi-native credit card that allows you to earn crypto rewards on everyday spending. Enjoy flexible payment options, exclusive member perks, and robust security features, all while maintaining control of your digital assets.

**Highlights:** Earn up to 4% cashback in crypto, Spend anywhere cards are accepted, DeFi-native and non-custodial, Add to Apple Wallet, Exclusive member perks, Top-level security features

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Best crypto card
- 💰 High cashback
- 🚀 Smooth and easy to use
- 🔒 Secure
- 💳 Convenient (Apple Wallet, physical cards)

**What reviewers complain about**

- 🐛 Bugs (app freezes, login issues, balance display issues)
- 🌐 Limited web/mobile features
- 🌍 Lack of language support (no Chinese)
- 💰 High fees for some operations

**Reported bugs**

- Withdrawal whitelist required
- Issues with adding funds (not receiving money)
- Referral bonus not credited
- Card activation issues

**Requested features**

- Add built-in staking option
- Display daily credited interest
- Add Traditional Chinese language support
- Integrate more local payment methods (Pix, BRL)
- Improve tracking of assets and transactions


### VelaFi

[App page](https://appshunter.io/ios/app/velafi/id6763504587)

A financial management platform designed for global businesses. It operates through regulated entities in Latin America, Asia, and the United States, offering comprehensive financial solutions.

**Highlights:** Global financial management, Regulated operations, Latin America, Asia, US presence, Comprehensive financial solutions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ether.fi free?

ether.fi is free to download, with no in-app purchases.

### Is VelaFi free?

VelaFi is free to download, with no in-app purchases.

### Which has better reviews, ether.fi or VelaFi?

VelaFi is rated higher. ether.fi averages 4.9 out of 5 from 417 ratings, while VelaFi averages 5.0 from 1 ratings.

### Do ether.fi or VelaFi have ads?

ether.fi shows ads; VelaFi does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*