# ether.fi vs Balancea

The clearest difference is ads: Balancea at none against ether.fi's shown. ether.fi's advantage is update cadence (every 3 days vs fortnightly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ether.fi ships an update every 3 days, Balancea fortnightly. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | ether.fi | Balancea |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (417 ratings)](https://appshunter.io/ios/app/etherfi-crypto-card-and-spend/id6670338367/reviews)** | — |
| Number of ratings | **417** | — |
| Positive reviews | 90.4% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 days** | Fortnightly |
| Monetization | Free | — |
| Size | 173 MB | 52 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 12+ |
| Developer | [Ether.Fi SEZC](https://appshunter.io/developer/1765877236) | [Fernando Valero](https://appshunter.io/developer/1794917626) |

## What reviewers say

### ether.fi

[App page](https://appshunter.io/ios/app/etherfi-crypto-card-and-spend/id6670338367)

A DeFi-native credit card that allows you to earn crypto rewards on everyday spending. Enjoy flexible payment options, exclusive member perks, and robust security features, all while maintaining control of your digital assets.

**Highlights:** Earn up to 4% cashback in crypto, Spend anywhere cards are accepted, DeFi-native and non-custodial, Add to Apple Wallet, Exclusive member perks, Top-level security features

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Best crypto card
- 💰 High cashback
- 🚀 Smooth and easy to use
- 🔒 Secure
- 💳 Convenient (Apple Wallet, physical cards)

**What reviewers complain about**

- 🐛 Bugs (app freezes, login issues, balance display issues)
- 🌐 Limited web/mobile features
- 🌍 Lack of language support (no Chinese)
- 💰 High fees for some operations

**Reported bugs**

- Withdrawal whitelist required
- Issues with adding funds (not receiving money)
- Referral bonus not credited
- Card activation issues

**Requested features**

- Add built-in staking option
- Display daily credited interest
- Add Traditional Chinese language support
- Integrate more local payment methods (Pix, BRL)
- Improve tracking of assets and transactions


### Balancea

[App page](https://appshunter.io/ios/app/balancea-expense-tracker/id6796894805)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ether.fi free?

ether.fi is free to download, with no in-app purchases.

### Is Balancea free?

Balancea is free to download, with no in-app purchases.

### Do ether.fi or Balancea have ads?

ether.fi shows ads; Balancea does not.

### Which is updated more often, ether.fi or Balancea?

ether.fi ships an update every 3 days, and Balancea fortnightly. Most recently, ether.fi was updated on October 28, 2026 and Balancea on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*