# H44 vs SetMoney

The clearest difference is in-app purchases: SetMoney at none against H44's 1. SetMoney also leads on iOS requirement (15.1 vs 18.4). H44's advantage is update cadence (every 4 days vs fortnightly) and rating (5.0 vs 4.8). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. H44 sells 1 in-app purchase, starting at $9.99 per year. SetMoney asks for nothing beyond the download.

H44 holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 7 and 5 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

H44 ships an update every 4 days, SetMoney fortnightly. Both last shipped on November 4, 2026.

## The numbers

| Metric | H44 | SetMoney |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/h44/id6670452724/reviews)** | [4.8 (5 ratings)](https://appshunter.io/ios/app/setmoney-budget-app/id6742017580/reviews) |
| Number of ratings | **7** | 5 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 days** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 6 MB | 37 MB |
| Requires iOS | 18.4 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Aram Hayrapetyan](https://appshunter.io/developer/1619140299) | [Bakur Hambardzumyan](https://appshunter.io/developer/1774042470) |

## What reviewers say

### H44

[App page](https://appshunter.io/ios/app/h44/id6670452724)

Manage your money with a minimalist finance tracker. Organize budgets, track spending, monitor income, and manage bills and subscriptions. Get a clear financial overview with intuitive tools for everyday expenses and long-term wealth building.

**Highlights:** Budget creation and management, Asset and liability tracking, Income and expense monitoring, Bill and subscription management, Financial overview with balance calculations, Account and sub-account organization, Transaction logging and sorting

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Paid Futures | $9.99 | per year |


### SetMoney

[App page](https://appshunter.io/ios/app/setmoney-budget-app/id6742017580)

This app helps you manage your personal budget and finances by tracking income and expenses. It offers tools to save money, understand spending habits, and organize financial transactions with customizable categories and detailed insights.

**Highlights:** Secure and private data encryption, Savings tracking and progress updates, Track income and expenses, Customizable transaction categories, Detailed statistics and insights, Support for multiple currencies and languages, Live customer support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is H44 free?

H44 is free to download, with in-app purchases available.

### Is SetMoney free?

SetMoney is free to download, with no in-app purchases.

### Which has better reviews, H44 or SetMoney?

H44 is rated higher. H44 averages 5.0 out of 5 from 7 ratings, while SetMoney averages 4.8 from 5 ratings.

### Do H44 or SetMoney have ads?

Neither H44 nor SetMoney shows ads.

### Which is updated more often, H44 or SetMoney?

H44 ships an update every 4 days, and SetMoney fortnightly. Most recently, H44 was updated on November 4, 2026 and SetMoney on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*