# Split By Cheebs vs Monni

The clearest difference is ads: Monni at none against Split By Cheebs's shown. Monni also leads on monetization model (free vs free with in-app purchases). Split By Cheebs's advantage is iOS requirement (15.1 vs 17.0). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Split By Cheebs ships an update fortnightly, Monni every 3 weeks. The most recent releases landed on October 7, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Split By Cheebs | Monni |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/monni-spending-room/id6778174904/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 39 MB | 14 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Cheebs UG(haftungsbeschrankt)](https://appshunter.io/developer/1766978169) | [CAI FINTECH LLC](https://appshunter.io/developer/908716425) |

## What reviewers say

### Split By Cheebs

[App page](https://appshunter.io/ios/app/split-by-cheebs/id6670621931)

Easily manage and share expenses with others. This app simplifies tracking shared costs for flats, trips, or events, automatically calculating debts to ensure fairness. Stay organized with notifications for new expenses and outstanding balances.

**Highlights:** Share expenses with groups, Automatic debt calculation, Track shared costs, Notifications for expenses and debts, Group management for flats, trips, events

**In-app purchases:** none


### Monni

[App page](https://appshunter.io/ios/app/monni-spending-room/id6778174904)

This app provides a clear, intelligent overview of your finances. Track spending, income, bills, assets, and investments with AI-powered insights to help you understand your money better.

**Highlights:** Net worth tracking, Spending and income tracking, Transaction timeline, Upcoming bills, Asset and liability tracking, Investment portfolio views, AI-powered financial insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Split By Cheebs free?

Split By Cheebs is free to download, with no in-app purchases.

### Is Monni free?

Monni is free to download, with no in-app purchases.

### Do Split By Cheebs or Monni have ads?

Split By Cheebs shows ads; Monni does not.

### Which is updated more often, Split By Cheebs or Monni?

Split By Cheebs ships an update fortnightly, and Monni every 3 weeks. Most recently, Split By Cheebs was updated on October 7, 2026 and Monni on October 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*