# MONO vs BeanLedger

The clearest difference is rating: BeanLedger at 5.0 against MONO's 4.6. BeanLedger also leads on review sentiment (75% vs 64%). MONO's advantage is update cadence (every 2 days vs weekly) and ratings volume (14 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. MONO sells 3 in-app purchases, starting at $2.99 per month and BeanLedger sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

BeanLedger holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: MONO has 14 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 64% of MONO's written reviews are positive against 75% of BeanLedger's.

MONO ships an update every 2 days, BeanLedger weekly. Both last shipped on September 22, 2026.

## The numbers

| Metric | MONO | BeanLedger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (14 ratings)](https://appshunter.io/ios/app/mono-ai-expense-tracker/id6670716062/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/beanledger-expense-tracker/id6739036460/reviews)** |
| Number of ratings | **14** | 2 |
| Positive reviews | 64.2% of reviews | **75.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Weekly |
| Monetization | Freemium | Freemium |
| Size | 201 MB | 55 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Chengdu Weisen Quwan Technology Co., Ltd](https://appshunter.io/developer/1755528939) | [琦 黎](https://appshunter.io/developer/1778485226) |

## What reviewers say

### MONO

[App page](https://appshunter.io/ios/app/mono-ai-expense-tracker/id6670716062)

Effortlessly track expenses using AI. Log transactions via text, screenshots, or photos, and get automatic categorization and smart reports. Manage subscriptions and multiple currencies with secure iCloud sync.

**Highlights:** AI-powered expense logging, Screenshot and photo recognition, Automatic categorization, Smart financial reports, Subscription management, Multi-currency support, iCloud sync

**Features:** Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium – Monthly Subscription | $2.99 | per month |
| Premium – Yearly Subscription | $9.99 | per year |
| Lifetime | $12.99 | one-time |


### BeanLedger

[App page](https://appshunter.io/ios/app/beanledger-expense-tracker/id6739036460)

This personal finance app offers streamlined double-entry bookkeeping with no sign-in or ads. Track all your financial moves, visualize your spending with powerful charts, and manage assets and income across multiple currencies. Data is stored locally and synced via iCloud for ultimate privacy.

**Highlights:** Double-entry bookkeeping, Local data storage & iCloud sync, Calendar view with recurring transactions, Powerful financial charts & visualizations, Home screen & lock screen widgets, Multi-currency support, Apple Watch transaction entry

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $0.99 | per month |
| Weekly Subscription | $0.99 | per 7 days |
| Annual Subscription | $6.99 | per year |
| Lifetime Access | $14.99 | one-time |


## Frequently asked questions

### Is MONO free?

MONO is free to download, with in-app purchases available.

### Is BeanLedger free?

BeanLedger is free to download, with in-app purchases available.

### Which has better reviews, MONO or BeanLedger?

BeanLedger is rated higher. MONO averages 4.6 out of 5 from 14 ratings, while BeanLedger averages 5.0 from 2 ratings.

### Do MONO or BeanLedger have ads?

Neither MONO nor BeanLedger shows ads.

### Which is updated more often, MONO or BeanLedger?

MONO ships an update every 2 days, and BeanLedger weekly. Most recently, MONO was updated on September 22, 2026 and BeanLedger on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*