# MONO vs 元元记账

The clearest difference is update cadence: MONO at daily against 元元记账's every 3 weeks. MONO also leads on review sentiment (68% vs 58%). 元元记账's advantage is monetization model (free vs freemium) and rating (4.8 vs 4.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. MONO sells 3 in-app purchases, starting at $2.99 per month and 元元记账 sells 6 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

元元记账 holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 14 and 13 respectively. Written reviews complicate that: 68% of MONO's written reviews are positive against 58% of 元元记账's, so the app with the better star average is not the one people write more warmly about.

MONO ships an update daily, 元元记账 every 3 weeks. Both last shipped on October 28, 2026.

## The numbers

| Metric | MONO | 元元记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (14 ratings)](https://appshunter.io/ios/app/mono-ai-expense-tracker/id6670716062/reviews) | **[4.8 (13 ratings)](https://appshunter.io/ios/app/ai/id6740757453/reviews)** |
| Number of ratings | **14** | 13 |
| Positive reviews | **68.3% of reviews** | 57.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Daily** | Every 3 weeks |
| Monetization | Freemium | **Free** |
| Size | 477 MB | 106 MB |
| Requires iOS | 18.0 | **14.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Chengdu Weisen Quwan Technology Co., Ltd](https://appshunter.io/developer/1755528939) | [Gameley](https://appshunter.io/developer/939510611) |

## What reviewers say

### MONO

[App page](https://appshunter.io/ios/app/mono-ai-expense-tracker/id6670716062)

Effortlessly track expenses using AI. Log transactions via text, screenshots, or photos, and get automatic categorization and smart reports. Manage subscriptions and multiple currencies with secure iCloud sync.

**Highlights:** AI-powered expense logging, Screenshot and photo recognition, Automatic categorization, Smart financial reports, Subscription management, Multi-currency support, iCloud sync

**Features:** Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium – Monthly Subscription | $2.99 | per month |
| Premium – Yearly Subscription | $9.99 | per year |
| Lifetime | $12.99 | one-time |


### 元元记账

[App page](https://appshunter.io/ios/app/ai/id6740757453)

This app uses AI to quickly log expenses through voice input, automatically creating categorized bills. It offers multiple input methods, including offline voice recording, and provides detailed visual reports and comprehensive asset management for all your financial accounts.

**Highlights:** AI-powered voice expense logging, Automatic bill generation and categorization, Multiple input methods (voice, text, manual), Offline recording capability, Multi-dimensional visual financial reports, Comprehensive asset management, Minimalist design for efficiency

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 元元记账月会员 | $2.99 | one-time |
| 特惠终身会员 | $4.99 | one-time |
| 元元记账终身会员 | $4.99 | one-time |
| 元元记账年会员 | $6.99 | one-time |
| 元元记账永久会员 | $6.99 | one-time |
| 元元记账终身会员 | $7.99 | one-time |


## Frequently asked questions

### Is MONO free?

MONO is free to download, with in-app purchases available.

### Is 元元记账 free?

元元记账 is free to download, with in-app purchases available.

### Which has better reviews, MONO or 元元记账?

元元记账 is rated higher. MONO averages 4.6 out of 5 from 14 ratings, while 元元记账 averages 4.8 from 13 ratings.

### Do MONO or 元元记账 have ads?

Neither MONO nor 元元记账 shows ads.

### Which is updated more often, MONO or 元元记账?

MONO ships an update daily, and 元元记账 every 3 weeks. Most recently, MONO was updated on October 28, 2026 and 元元记账 on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*