# MONO vs 速记账单

The clearest difference is update cadence: MONO at daily against 速记账单's every 10 days. 速记账单's advantage is rating (5.0 vs 4.6) and review sentiment (91% vs 68%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. MONO sells 3 in-app purchases, starting at $2.99 per month and 速记账单 sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

速记账单 holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 14 and 5 respectively. Written reviews point the same way: 68% of MONO's written reviews are positive against 91% of 速记账单's.

MONO ships an update daily, 速记账单 every 10 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | MONO | 速记账单 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (14 ratings)](https://appshunter.io/ios/app/mono-ai-expense-tracker/id6670716062/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/id6743996692/reviews)** |
| Number of ratings | **14** | 5 |
| Positive reviews | 68.3% of reviews | **91.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Daily** | Every 10 days |
| Monetization | Freemium | Free with in-app purchases |
| Size | 478 MB | 21 MB |
| Requires iOS | 18.0 | **16.1** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Chengdu Weisen Quwan Technology Co., Ltd](https://appshunter.io/developer/1755528939) | [俊锋 仝](https://appshunter.io/developer/1209824000) |

## What reviewers say

### MONO

[App page](https://appshunter.io/ios/app/mono-ai-expense-tracker/id6670716062)

Effortlessly track expenses using AI. Log transactions via text, screenshots, or photos, and get automatic categorization and smart reports. Manage subscriptions and multiple currencies with secure iCloud sync.

**Highlights:** AI-powered expense recognition, Multiple logging methods (text, screenshot, photo), Automatic spending categorization, Smart financial reports and charts, Subscription management with reminders, Multi-currency support, Secure iCloud sync and CSV export

**Features:** Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium – Monthly Subscription | $2.99 | per month |
| Premium – Yearly Subscription | $9.99 | per year |
| Lifetime | $12.99 | one-time |


### 速记账单

[App page](https://appshunter.io/ios/app/id6743996692)

Effortlessly manage your daily income and expenses with this fast, ad-free tool. Visualize your spending with dynamic charts and enjoy secure, local data storage. Offers flexible subscription options or a one-time purchase for premium features.

**Highlights:** 3-second automated bookkeeping, Dynamic spending charts, Lightweight and secure, Customizable accounting periods, iCloud backup and multi-device sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周会员 | $0.99 | per 7 days |
| 年度会员 | $3.99 | per year |
| 永久会员(早鸟价) | $4.99 | one-time |


## Frequently asked questions

### Is MONO free?

MONO is free to download, with in-app purchases available.

### Is 速记账单 free?

速记账单 is free to download, with in-app purchases available.

### Which has better reviews, MONO or 速记账单?

速记账单 is rated higher. MONO averages 4.6 out of 5 from 14 ratings, while 速记账单 averages 5.0 from 5 ratings.

### Do MONO or 速记账单 have ads?

Neither MONO nor 速记账单 shows ads.

### Which is updated more often, MONO or 速记账单?

MONO ships an update daily, and 速记账单 every 10 days. Most recently, MONO was updated on October 30, 2026 and 速记账单 on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*