# 小钱同学 vs Net Worth Tracker

The clearest difference is rating: 小钱同学 at 5.0 against Net Worth Tracker's 3.0. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. 小钱同学 sells 2 in-app purchases, starting at $3.99 per month and Net Worth Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

小钱同学 holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Both ship on a similar rhythm, roughly every 5 days. Both last shipped on November 4, 2026.

## The numbers

| Metric | 小钱同学 | Net Worth Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6670725989/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/net-worth-tracker-mintly/id6737015950/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | Every 5 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 7 MB | 8 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [国西 蒋](https://appshunter.io/developer/1740124040) | [XIANG LI](https://appshunter.io/developer/1482267668) |

## What reviewers say

### 小钱同学

[App page](https://appshunter.io/ios/app/id6670725989)

Effortlessly manage all your financial assets in one place, from investments and bank accounts to insurance policies and debts. Visualize your wealth with clear charts and set smart budgets to avoid overspending. This tool helps you become a financial expert.

**Highlights:** All-in-one asset tracking, Smart budget management, Debt and credit management, Insurance policy management, Valuable item inventory

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $3.99 | per month |
| 年度会员 | $39.99 | per year |


### Net Worth Tracker

[App page](https://appshunter.io/ios/app/net-worth-tracker-mintly/id6737015950)

This app simplifies financial management by focusing on account balance changes and significant income/expenses, rather than logging every transaction. It helps users save time, reduce stress, and gain a clearer overview of their financial health.

**Highlights:** Track account balance changes, Focus on significant income/expenses, Save time with weekly tracking, Reduce financial stress, Gain a big picture financial view, Improve financial decision-making

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Annual | $4.99 | per year |
| Lifetime | $6.99 | one-time |


## Frequently asked questions

### Is 小钱同学 free?

小钱同学 is free to download, with in-app purchases available.

### Is Net Worth Tracker free?

Net Worth Tracker is free to download, with in-app purchases available.

### Which has better reviews, 小钱同学 or Net Worth Tracker?

小钱同学 is rated higher. 小钱同学 averages 5.0 out of 5 from 1 ratings, while Net Worth Tracker averages 3.0 from 2 ratings.

### Do 小钱同学 or Net Worth Tracker have ads?

Neither 小钱同学 nor Net Worth Tracker shows ads.

### Which is updated more often, 小钱同学 or Net Worth Tracker?

小钱同学 ships an update every 5 days, and Net Worth Tracker every 5 days. Most recently, 小钱同学 was updated on November 4, 2026 and Net Worth Tracker on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*