# Arrowhead Mobile Banking vs UPS EFCU

The clearest difference is ads: Arrowhead Mobile Banking at none against UPS EFCU's shown. Arrowhead Mobile Banking also leads on review sentiment (70% vs 40%) and ratings volume (34K vs 222). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Arrowhead Mobile Banking against 4.8 for UPS EFCU. That said, the two scores are not equally well evidenced: Arrowhead Mobile Banking has 34K ratings behind it against 222, so its average is the more settled of the two. Written reviews are what separate them: 70% of Arrowhead Mobile Banking's written reviews are positive against 40% of UPS EFCU's.

Arrowhead Mobile Banking ships an update every 5 weeks, UPS EFCU every 4 months. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Arrowhead Mobile Banking | UPS EFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (34K ratings)](https://appshunter.io/ios/app/arrowhead-mobile-banking/id667092506/reviews)** | [4.8 (222 ratings)](https://appshunter.io/ios/app/ups-efcu/id1598115883/reviews) |
| Number of ratings | **34K** | 222 |
| Positive reviews | **70.0% of reviews** | 40.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 5 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 126 MB | 60 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Arrowhead Credit Union](https://appshunter.io/developer/667092529) | [UPS Employees FCU](https://appshunter.io/developer/808388576) |

## What reviewers say

### Arrowhead Mobile Banking

[App page](https://appshunter.io/ios/app/arrowhead-mobile-banking/id667092506)

Manage your finances on the go with this mobile banking app. Access account information, deposit checks, pay bills, transfer funds, and utilize financial wellness tools. Security features like two-factor authentication and card blocking are included.

**Highlights:** Link external accounts, Snapshot view for balances, Mobile check deposit, Schedule bill payments, Transfer money with Zelle®, Savings goals tracking, Spending analysis, Financial health assessment

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and responsive
- 🔒 Robust security features
- 💡 Helpful customer service
- 👍 Streamlined app interface

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable app stability
- 🐛 Inconsistent transaction history display
- 🐛 Buggy mobile deposit feature
- 🐛 Landscape mode not working

**Reported bugs**

- App crashing and logging users out
- Incorrect account balances displayed
- Zelle setup and usage issues
- Delayed transaction updates
- Inability to access certain features on iPad

**Requested features**

- Ability to view all accounts under one login
- Improved Zelle functionality
- Customizable app layout and colors
- Faster transaction history updates
- Easier switching between business and personal accounts


### UPS EFCU

[App page](https://appshunter.io/ios/app/ups-efcu/id1598115883)

Manage your finances on the go with this secure mobile banking app. Check balances, review transactions, pay bills, and transfer funds instantly. Deposit checks directly from your device.

**Highlights:** Check account balances, Review recent transactions, Deposit checks, Online Bill Pay, Transfer funds, View and pay bills

**In-app purchases:** none


## Frequently asked questions

### Is Arrowhead Mobile Banking free?

Arrowhead Mobile Banking is free to download, with no in-app purchases.

### Is UPS EFCU free?

UPS EFCU is free to download, with no in-app purchases.

### Which has better reviews, Arrowhead Mobile Banking or UPS EFCU?

Arrowhead Mobile Banking is rated higher. Arrowhead Mobile Banking averages 4.9 out of 5 from 34K ratings, while UPS EFCU averages 4.8 from 222 ratings.

### Do Arrowhead Mobile Banking or UPS EFCU have ads?

UPS EFCU shows ads; Arrowhead Mobile Banking does not.

### Which is updated more often, Arrowhead Mobile Banking or UPS EFCU?

Arrowhead Mobile Banking ships an update every 5 weeks, and UPS EFCU every 4 months. Most recently, Arrowhead Mobile Banking was updated on October 28, 2026 and UPS EFCU on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*