# NZHL Mobile Banking vs Smartly

The clearest difference is update cadence: NZHL Mobile Banking at fortnightly against Smartly's monthly. On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NZHL Mobile Banking ships an update fortnightly, Smartly monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | NZHL Mobile Banking | Smartly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (36 ratings)](https://appshunter.io/ios/app/smartly/id1590031328/reviews)** |
| Number of ratings | — | **36** |
| Positive reviews | 31.6% of reviews | **31.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 216 MB | 24 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kiwibank Limited](https://appshunter.io/developer/504216656) | [SmartPayroll](https://appshunter.io/developer/975779688) |

## What reviewers say

### NZHL Mobile Banking

[App page](https://appshunter.io/ios/app/nzhl-mobile-banking/id667104691)

Manage your finances, accounts, and cards on the go. This app allows you to view balances, transfer money, pay bills, and secure your accounts with advanced features. It offers convenient banking services from your mobile device.

**Highlights:** View account balances and transaction history, Transfer money and pay bills, Manage payees and tax payments, Refix home loans and switch rates, Set up Apple Pay and manage cards, Secure login with PIN or biometrics

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none


### Smartly

[App page](https://appshunter.io/ios/app/smartly/id1590031328)

This app allows employees to manage their payroll information, including viewing payslips, applying for leave, and submitting timesheets. Employers must set up employee accounts for access. It simplifies payroll management for both employees and businesses.

**Highlights:** View payslips, Apply for leave, Submit timesheets, Track leave balances, Assign hours to jobs, Email PDF payslips

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Intuitive design
- 👍 Straightforward
- 👍 Good for tracking shifts
- 👍 Great for employees

**What reviewers complain about**

- 🐛 Constantly logs out
- 🐛 Frequent login issues
- 🐛 App crashes/freezes
- 🐛 Slow performance
- 🐛 Poor accessibility

**Reported bugs**

- Notifications don't work
- App size increased
- Biometrics enrollment repeated
- Password reset issues
- Login button unresponsive

**Requested features**

- Ability to put in start time without finish time
- Reminder for missing finish time
- More detailed app
- Web portal access for employees
- Ability to handle working past midnight without two entries


## Frequently asked questions

### Is NZHL Mobile Banking free?

NZHL Mobile Banking is free to download, with no in-app purchases.

### Is Smartly free?

Smartly is free to download, with no in-app purchases.

### Do NZHL Mobile Banking or Smartly have ads?

Neither NZHL Mobile Banking nor Smartly shows ads.

### Which is updated more often, NZHL Mobile Banking or Smartly?

NZHL Mobile Banking ships an update fortnightly, and Smartly monthly. Most recently, NZHL Mobile Banking was updated on November 1, 2026 and Smartly on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*