# NZHL Mobile Banking vs AMI

The clearest difference is review sentiment: NZHL Mobile Banking at 32% against AMI's 12%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NZHL Mobile Banking ships an update fortnightly, AMI monthly. Both last shipped on October 21, 2026.

## The numbers

| Metric | NZHL Mobile Banking | AMI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (10 ratings)](https://appshunter.io/ios/app/ami/id997576572/reviews)** |
| Number of ratings | — | **10** |
| Positive reviews | **31.6% of reviews** | 11.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 215 MB | 78 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Kiwibank Limited](https://appshunter.io/developer/504216656) | [IAG New Zealand Limited](https://appshunter.io/developer/785110129) |

## What reviewers say

### NZHL Mobile Banking

[App page](https://appshunter.io/ios/app/nzhl-mobile-banking/id667104691)

Manage your finances, accounts, and cards on the go. This app allows you to view balances, transfer money, pay bills, and secure your accounts with advanced features. It offers convenient banking services from your mobile device.

**Highlights:** View account balances and transaction history, Transfer money and pay bills, Manage payees and tax payments, Refix home loans and switch rates, Set up Apple Pay and manage cards, Secure login with PIN or biometrics

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none


### AMI

[App page](https://appshunter.io/ios/app/ami/id997576572)

Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.

**Highlights:** 24/7 insurance management, Faster login (PIN/Face ID), Online claim submission and tracking, Payment management, View policy information and documents, Get new quotes in 2 minutes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service (occasional)
- 👍 Super convenient (occasional)
- 👍 Refreshed app works great (recent)
- 👍 App is fine once logged in (occasional)

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Slow loading times
- 🐛 Clunky and difficult navigation
- 🐛 Frequent logouts
- 🐛 Login issues (access denied, blank screen, errors)

**Reported bugs**

- App crashes on opening or loading policies
- Login errors (access denied, blank screen, 'Oops' message, 'cannot decode raw data')
- App redirects to website instead of functioning
- Unable to download new or updated versions
- Constant logging out

**Requested features**

- Support Face ID or similar biometric login
- Streamline the login process
- Display numeric keyboard for verification
- Do not reset login preferences on update
- Send 2FA codes to autofill


## Frequently asked questions

### Is NZHL Mobile Banking free?

NZHL Mobile Banking is free to download, with no in-app purchases.

### Is AMI free?

AMI is free to download, with no in-app purchases.

### Do NZHL Mobile Banking or AMI have ads?

Neither NZHL Mobile Banking nor AMI shows ads.

### Which is updated more often, NZHL Mobile Banking or AMI?

NZHL Mobile Banking ships an update fortnightly, and AMI monthly. Most recently, NZHL Mobile Banking was updated on October 21, 2026 and AMI on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*