# NRMA Insurance vs Macquarie Authenticator

The clearest difference is rating: NRMA Insurance at 3.9 against Macquarie Authenticator's 3.0. NRMA Insurance also leads on ratings volume (11 vs 2) and review sentiment (23% vs 15%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NRMA Insurance holds the better App Store score, 3.9 against 3.0. That said, the two scores are not equally well evidenced: NRMA Insurance has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 23% of NRMA Insurance's written reviews are positive against 15% of Macquarie Authenticator's.

NRMA Insurance ships an update every 4 weeks, Macquarie Authenticator every 3 weeks. Both last shipped on November 6, 2026.

## The numbers

| Metric | NRMA Insurance | Macquarie Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (11 ratings)](https://appshunter.io/ios/app/nrma-insurance/id667318376/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews) |
| Number of ratings | **11** | 2 |
| Positive reviews | **23.2% of reviews** | 14.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 134 MB | 220 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Insurance Australia Group](https://appshunter.io/developer/376581742) | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) |

## What reviewers say

### NRMA Insurance

[App page](https://appshunter.io/ios/app/nrma-insurance/id667318376)

Manage your insurance policies, get quotes, and track claims from your mobile device. Access exclusive rewards and benefits through the Help Hub program, including discounts and safety features.

**Highlights:** Manage insurance policies, Get insurance quotes, Make and track claims, View policy documents, Access rewards program, Receive weather alerts, Track driving habits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Macquarie Authenticator

[App page](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749)

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

**Highlights:** Push notifications for transaction approval/denial, Generate one-time rolling codes, Offline authentication with rolling codes, Manage pending tasks, PIN, fingerprint, and facial recognition unlock

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NRMA Insurance free?

NRMA Insurance is free to download, with no in-app purchases.

### Is Macquarie Authenticator free?

Macquarie Authenticator is free to download, with no in-app purchases.

### Which has better reviews, NRMA Insurance or Macquarie Authenticator?

NRMA Insurance is rated higher. NRMA Insurance averages 3.9 out of 5 from 11 ratings, while Macquarie Authenticator averages 3.0 from 2 ratings.

### Do NRMA Insurance or Macquarie Authenticator have ads?

Neither NRMA Insurance nor Macquarie Authenticator shows ads.

### Which is updated more often, NRMA Insurance or Macquarie Authenticator?

NRMA Insurance ships an update every 4 weeks, and Macquarie Authenticator every 3 weeks. Most recently, NRMA Insurance was updated on November 6, 2026 and Macquarie Authenticator on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*