# NRMA Insurance vs AAMI App

The clearest difference is rating: AAMI App at 4.7 against NRMA Insurance's 3.9. NRMA Insurance's advantage is monetization model (free vs ad-supported). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AAMI App holds the better App Store score, 4.7 against 3.9. Both are backed by a comparable volume of ratings — 11 and 29 respectively. Written reviews complicate that: 23% of NRMA Insurance's written reviews are positive against 17% of AAMI App's, so the app with the better star average is not the one people write more warmly about.

NRMA Insurance ships an update every 4 weeks, AAMI App every 5 weeks. The most recent releases landed on September 24, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | NRMA Insurance | AAMI App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (11 ratings)](https://appshunter.io/ios/app/nrma-insurance/id667318376/reviews) | **[4.7 (29 ratings)](https://appshunter.io/ios/app/aami-app/id1510690149/reviews)** |
| Number of ratings | 11 | **29** |
| Positive reviews | **23.2% of reviews** | 17.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 5 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 132 MB | 249 MB |
| Requires iOS | **17.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Insurance Australia Group](https://appshunter.io/developer/376581742) | [AAI Limited](https://appshunter.io/developer/666174181) |

## What reviewers say

### NRMA Insurance

[App page](https://appshunter.io/ios/app/nrma-insurance/id667318376)

Manage your insurance policies, get quotes, and track claims from your mobile device. Access exclusive rewards and benefits through the Help Hub program, including discounts and safety features.

**Highlights:** Manage insurance policies, Get insurance quotes, Make and track claims, View policy documents, Access rewards program, Receive weather alerts, Track driving habits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### AAMI App

[App page](https://appshunter.io/ios/app/aami-app/id1510690149)

Manage your AAMI insurance policies conveniently from your smartphone. Update personal information, pay renewals, view policy documents, and track claims with real-time status updates. Receive important notifications about your policies.

**Highlights:** Manage supported insurance policies, Update personal and payment details, Pay policy renewals, View policy documents, Track home and motor claims, Receive policy notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy-to-use interface and navigation
- 📱 Convenient access to policies and claims
- 🚀 Quick online claim process
- 💼 Comprehensive coverage options
- 🎯 Accessible policy information at a glance

**What reviewers complain about**

- 🐛 App crashes frequently and unexpectedly
- ❌ Multiple policies not displaying correctly
- ⚠️ Persistent login and authentication issues
- 📵 Chat and messaging system unresponsive
- 🔧 Unable to update account details via app

**Reported bugs**

- App crashes when accessing driver rewards tab
- Login failures and 'something went wrong' errors
- Policies not displaying despite being added
- Chat disconnects and loses conversation history
- Claim information wiped when receiving calls/texts

**Requested features**

- Direct payment button for installments
- Policy documents viewable within app
- Ability to update address and contact details in app
- Copy-paste functionality for claim numbers
- Save progress when filing claims


## Frequently asked questions

### Is NRMA Insurance free?

NRMA Insurance is free to download, with no in-app purchases.

### Is AAMI App free?

AAMI App is free to download, with no in-app purchases.

### Which has better reviews, NRMA Insurance or AAMI App?

AAMI App is rated higher. NRMA Insurance averages 3.9 out of 5 from 11 ratings, while AAMI App averages 4.7 from 29 ratings.

### Do NRMA Insurance or AAMI App have ads?

Neither NRMA Insurance nor AAMI App shows ads.

### Which is updated more often, NRMA Insurance or AAMI App?

NRMA Insurance ships an update every 4 weeks, and AAMI App every 5 weeks. Most recently, NRMA Insurance was updated on September 24, 2026 and AAMI App on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*