# NRMA Insurance vs HESTA

The clearest difference is review sentiment: HESTA at 45% against NRMA Insurance's 23%. HESTA also leads on iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NRMA Insurance ships an update every 4 weeks, HESTA monthly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | NRMA Insurance | HESTA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (11 ratings)](https://appshunter.io/ios/app/nrma-insurance/id667318376/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 23.2% of reviews | **45.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 132 MB | 55 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Insurance Australia Group](https://appshunter.io/developer/376581742) | [HESTA](https://appshunter.io/developer/668945973) |

## What reviewers say

### NRMA Insurance

[App page](https://appshunter.io/ios/app/nrma-insurance/id667318376)

Manage your insurance policies, get quotes, and track claims from your mobile device. Access exclusive rewards and benefits through the Help Hub program, including discounts and safety features.

**Highlights:** Manage insurance policies, Get insurance quotes, Make and track claims, View policy documents, Access rewards program, Receive weather alerts, Track driving habits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### HESTA

[App page](https://appshunter.io/ios/app/hesta/id1663706652)

Manage your superannuation account securely and conveniently from your mobile device. Access your balance, track investments, update details, and view transaction history anytime, anywhere.

**Highlights:** View account balance, Track investment returns, Update contact details, View contributions, Access fund details, Make after-tax contributions, Download statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NRMA Insurance free?

NRMA Insurance is free to download, with no in-app purchases.

### Is HESTA free?

HESTA is free to download, with no in-app purchases.

### Do NRMA Insurance or HESTA have ads?

Neither NRMA Insurance nor HESTA shows ads.

### Which is updated more often, NRMA Insurance or HESTA?

NRMA Insurance ships an update every 4 weeks, and HESTA monthly. Most recently, NRMA Insurance was updated on September 24, 2026 and HESTA on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*