# Prosper vs Caply

The clearest difference is in-app purchases: Caply at none against Prosper's 3. Caply also leads on iOS requirement (13.0 vs 15.0). Prosper's advantage is update cadence (every 3 weeks vs every 5 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Prosper sells 3 in-app purchases, starting at $0.99 per month. Caply asks for nothing beyond the download.

Prosper ships an update every 3 weeks, Caply every 5 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Prosper | Caply |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/prosper-financial-planner/id6677030972/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Freemium | — |
| Size | 26 MB | 19 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Paulo Jose Mendes Marques](https://appshunter.io/developer/1768019220) | [DZS Solutions](https://appshunter.io/developer/1543965210) |

## What reviewers say

### Prosper

[App page](https://appshunter.io/ios/app/prosper-financial-planner/id6677030972)

Plan your financial future with interactive projections for net worth, cash flow, and retirement. Simulate major life decisions and optimize financial goals like mortgage payments. Data is stored locally for privacy with optional cloud sync.

**Highlights:** Interactive net worth and cash flow projections, What-if scenario testing, Inflation-adjusted projections, Mortgage optimization tools, Household planning with multiple profiles, Offline support and local data storage

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FP Pro - Monthly | $0.99 | per month |
| FP Pro - Annual | $3.99 | per year |
| Pro Features | $6.99 | one-time |


### Caply

[App page](https://appshunter.io/ios/app/caply-wealth-planner/id6752815338)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Prosper free?

Prosper is free to download, with in-app purchases available.

### Is Caply free?

Caply is free to download, with no in-app purchases.

### Do Prosper or Caply have ads?

Neither Prosper nor Caply shows ads.

### Which is updated more often, Prosper or Caply?

Prosper ships an update every 3 weeks, and Caply every 5 weeks. Most recently, Prosper was updated on October 30, 2026 and Caply on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*