# SimpleFi vs BILLWAY

The clearest difference is update cadence: BILLWAY at every 5 days against SimpleFi's every 3 weeks. SimpleFi's advantage is iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SimpleFi ships an update every 3 weeks, BILLWAY every 5 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SimpleFi | BILLWAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/simplefi-mobile-banking/id6689518271/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | Free | Free |
| Size | 36 MB | 95 MB |
| Requires iOS | **12.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [SIMPLE FINANCE COMPANY LTD](https://appshunter.io/developer/1768748119) | [BILLWAY PAYMENT SERVICES LTD](https://appshunter.io/developer/6772163933) |

## What reviewers say

### SimpleFi

[App page](https://appshunter.io/ios/app/simplefi-mobile-banking/id6689518271)

Manage your savings, explore investment options, and simulate loan payments with intuitive financial tools. This app helps you make informed decisions to achieve your financial goals.

**Highlights:** Savings Plans Calculator, Investment Options Discovery, Loan Payment Simulation, Secure Transactions, User-Friendly Interface

**Features:** macOS Compatibility

**In-app purchases:** none


### BILLWAY

[App page](https://appshunter.io/ios/app/billway-payment-services/id6766557116)

Manage your daily payments securely and conveniently. Instantly buy airtime and data, pay utility bills, and track all your transactions in one place. Enjoy fast, reliable processing with built-in safeguards for your account.

**Highlights:** Buy airtime and data, Pay utility bills, Track transactions, Secure payment processing, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SimpleFi free?

SimpleFi is free to download, with no in-app purchases.

### Is BILLWAY free?

BILLWAY is free to download, with no in-app purchases.

### Do SimpleFi or BILLWAY have ads?

Neither SimpleFi nor BILLWAY shows ads.

### Which is updated more often, SimpleFi or BILLWAY?

SimpleFi ships an update every 3 weeks, and BILLWAY every 5 days. Most recently, SimpleFi was updated on November 4, 2026 and BILLWAY on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*