# iPAY vs Novacrust

The clearest difference is update cadence: Novacrust at fortnightly against iPAY's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iPAY ships an update every 6 weeks, Novacrust fortnightly. The most recent releases landed on November 8, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | iPAY | Novacrust |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/novacrust-send-receive-spend/id6739316366/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | — | Free |
| Size | 49 MB | 51 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [HAS INNOVATIONS TRADING LLC](https://appshunter.io/developer/1573097110) | [Bond Customer Loyalty](https://appshunter.io/developer/1629212406) |

## What reviewers say

### iPAY

[App page](https://appshunter.io/ios/app/ipay-smart/id6698383123)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Novacrust

[App page](https://appshunter.io/ios/app/novacrust-send-receive-spend/id6739316366)

Create secure virtual cards for seamless global payments and online subscriptions. Manage your finances effortlessly with a fast and reliable platform designed for borderless transactions. Enjoy easy account creation with no hidden fees.

**Highlights:** Create secure virtual cards, Make global payments, Manage finances, Pay for online subscriptions, Shop globally, Easy account creation, No hidden fees

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iPAY free?

iPAY is free to download, with no in-app purchases.

### Is Novacrust free?

Novacrust is free to download, with no in-app purchases.

### Do iPAY or Novacrust have ads?

Neither iPAY nor Novacrust shows ads.

### Which is updated more often, iPAY or Novacrust?

iPAY ships an update every 6 weeks, and Novacrust fortnightly. Most recently, iPAY was updated on November 8, 2026 and Novacrust on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*