# SBI Global Smart OTP vs Sthapit mBank

The clearest difference is update cadence: SBI Global Smart OTP at every 2 months against Sthapit mBank's every 14 months. SBI Global Smart OTP also leads on iOS requirement (12.0 vs 15.7). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SBI Global Smart OTP ships an update every 2 months, Sthapit mBank every 14 months. The most recent releases landed on October 27, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | SBI Global Smart OTP | Sthapit mBank |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 14 months |
| Monetization | Free | — |
| Size | 12 MB | 430 MB |
| Requires iOS | **12.0** | 15.7 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [State Bank of India](https://appshunter.io/developer/503784436) | [MBANK TECHNOLOGIES PVT LTD](https://appshunter.io/developer/1732994826) |

## What reviewers say

### SBI Global Smart OTP

[App page](https://appshunter.io/ios/app/sbi-global-smart-otp/id6698894560)

Generate one-time passwords (OTPs) offline for secure internet and mobile banking transactions. This app provides a self-service method to validate logins and complete journeys without waiting for SMS-based codes. It offers enhanced security with PIN, fingerprint, and screen protection.

**Highlights:** Offline OTP generation, 2nd factor authentication, Self-service transaction validation, PIN and fingerprint security, Screen capture protection, OTP refresh every 30 seconds

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Sthapit mBank

[App page](https://appshunter.io/ios/app/sthapit-mbank/id6748431374)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SBI Global Smart OTP free?

SBI Global Smart OTP is free to download, with no in-app purchases.

### Is Sthapit mBank free?

Sthapit mBank is free to download, with no in-app purchases.

### Do SBI Global Smart OTP or Sthapit mBank have ads?

Neither SBI Global Smart OTP nor Sthapit mBank shows ads.

### Which is updated more often, SBI Global Smart OTP or Sthapit mBank?

SBI Global Smart OTP ships an update every 2 months, and Sthapit mBank every 14 months. Most recently, SBI Global Smart OTP was updated on October 27, 2026 and Sthapit mBank on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*