# Dinzo vs LAPI

The clearest difference is review sentiment: LAPI at 100% against Dinzo's 36%. LAPI also leads on device support (4 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Dinzo sells 6 in-app purchases, starting at $4.99 per month and LAPI sells 10 in-app purchases, starting at $0.79 per month. Whichever you choose, the download price is not the number that matters.

Dinzo ships an update every 2 days, LAPI daily. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Dinzo | LAPI |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 36.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 days | **Daily** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 80 MB | 83 MB |
| Requires iOS | 16.4 | **16.0** |
| Devices | iPhone, iPad | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | +4 | +4 |
| Developer | [Codari Solucoes de Tecnologia LTDA](https://appshunter.io/developer/1837459754) | [L M TREINAMENTO LTDA](https://appshunter.io/developer/1781576293) |

## What reviewers say

### Dinzo

[App page](https://appshunter.io/ios/app/dinzo-financas-pessoais-e-ia/id6705135591)

This app automatically organizes your finances by connecting to your banks via Open Finance. It categorizes expenses, tracks subscriptions, and offers an AI assistant via WhatsApp for financial queries and projections. Manage investments, set spending limits, and achieve financial goals with gamified features and a web dashboard.

**Highlights:** Automatic expense categorization, AI assistant via WhatsApp, Bank connection via Open Finance, Investment tracking, Spending limits and alerts, Gamified financial habits, Web dashboard with reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Dinzo Premium Mensal | $4.99 | per month |
| Dinzo Ultra Mensal | $7.99 | per month |
| Dinzo Premium Trimestral | $11.99 | per 3 months |
| Dinzo Ultra Trimestral | $19.99 | per 3 months |
| Dinzo Premium Anual | $39.99 | per year |
| Dinzo Ultra Anual | $59.99 | per year |


### LAPI

[App page](https://appshunter.io/ios/app/lapi/id6738632451)

Manage your money effectively with this comprehensive personal finance assistant. Organize income and expenses, track credit cards, set financial goals, and gain insights with an AI coach. Family sharing and multi-platform support are included.

**Highlights:** Transaction management, Credit card tracking, Financial goal setting, Monthly budgeting, Cash flow forecasting, Family sharing, AI financial coach

**Features:** Apple Watch app

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 extra bank | $0.79 | per month |
| 2 extra banks | $1.49 | per month |
| 3 extra banks | $2.29 | per month |
| 5 extra banks | $3.79 | per month |
| LAPI Pro Monthly | $3.99 | per month |
| LAPI Pro Multi Monthly | $5.99 | per month |
| LAPI Pro Business Monthly | $7.99 | per month |
| LAPI Pro Annual | $39.99 | per year |
| LAPI Pro Multi Annual | $59.99 | per year |
| LAPI Pro Business Annual | $79.99 | per year |


## Frequently asked questions

### Is Dinzo free?

Dinzo is free to download, with in-app purchases available.

### Is LAPI free?

LAPI is free to download, with in-app purchases available.

### Do Dinzo or LAPI have ads?

Neither Dinzo nor LAPI shows ads.

### Which is updated more often, Dinzo or LAPI?

Dinzo ships an update every 2 days, and LAPI daily. Most recently, Dinzo was updated on November 4, 2026 and LAPI on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*