# SimpleCalc Canada vs Loans & Interests Simulator

The clearest difference is in-app purchases: SimpleCalc Canada at none against Loans & Interests Simulator's 3. SimpleCalc Canada also leads on ads (none vs shown). Loans & Interests Simulator's advantage is update cadence (every 2 months vs every 20 months) and iOS requirement (13.0 vs 16.1). On price, review sentiment and device support there is nothing between them.

Both are free to download. Loans & Interests Simulator sells 3 one-off in-app purchases. SimpleCalc Canada asks for nothing beyond the download.

SimpleCalc Canada ships an update every 20 months, Loans & Interests Simulator every 2 months. The most recent releases landed on September 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | SimpleCalc Canada | Loans & Interests Simulator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (485 ratings)](https://appshunter.io/ios/app/loans-and-interests-simulator/id1403190089/reviews)** |
| Number of ratings | — | **485** |
| Positive reviews | **89.5% of reviews** | 86.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 20 months | **Every 2 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 12 MB | 33 MB |
| Requires iOS | 16.1 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Richard Roschuk](https://appshunter.io/developer/601177364) | [Rome Rock LLC](https://appshunter.io/developer/1190244007) |

## What reviewers say

### SimpleCalc Canada

[App page](https://appshunter.io/ios/app/simplecalc-canada/id670753330)

This app quickly estimates Canadian mortgage payments with a straightforward interface. It adheres to Canadian mortgage regulations for interest calculations and offers an option for U.S. standard annual compounding. Ideal for financial professionals and individuals seeking a clear, ad-free tool.

**Highlights:** Canadian mortgage payment estimation, Adheres to Canadian mortgage regulations, Toggle for U.S. standard interest calculation, No branding for professional use, Quick and easy interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Loans & Interests Simulator

[App page](https://appshunter.io/ios/app/loans-and-interests-simulator/id1403190089)

Easily calculate loan payments, maximum credit amounts, and interest paid. Get payment reminders, visualize data with graphs, and access an amortization table. This app helps manage various loan types and is free to use.

**Highlights:** Calculate loan variables (interest, payment, duration, amount), Visualize data with graphs, Receive payment reminders, View amortization table, Export loan history, Offline functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Dog Food | $2.99 | one-time |
| Dog Toys | $4.99 | one-time |
| Dog Costume | $6.99 | one-time |


## Frequently asked questions

### Is SimpleCalc Canada free?

SimpleCalc Canada is free to download, with no in-app purchases.

### Is Loans & Interests Simulator free?

Loans & Interests Simulator is free to download, with in-app purchases available.

### Do SimpleCalc Canada or Loans & Interests Simulator have ads?

Loans & Interests Simulator shows ads; SimpleCalc Canada does not.

### Which is updated more often, SimpleCalc Canada or Loans & Interests Simulator?

SimpleCalc Canada ships an update every 20 months, and Loans & Interests Simulator every 2 months. Most recently, SimpleCalc Canada was updated on September 24, 2026 and Loans & Interests Simulator on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*