# SimpleCalc Canada vs Mortgage Calculator +

The clearest difference is price: SimpleCalc Canada at Free against Mortgage Calculator +'s $2.99. SimpleCalc Canada also leads on in-app purchases (none vs 1) and review sentiment (89% vs 68%). Mortgage Calculator +'s advantage is update cadence (every 2 months vs every 20 months) and chart position (#195 vs unranked). On ads and device support there is nothing between them.

SimpleCalc Canada is free to download; Mortgage Calculator + costs $2.99 up front. Mortgage Calculator + sells 1 one-off in-app purchase. SimpleCalc Canada asks for nothing beyond the download.

SimpleCalc Canada ships an update every 20 months, Mortgage Calculator + every 2 months. The most recent releases landed on June 6, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | SimpleCalc Canada | Mortgage Calculator + |
| --- | --- | --- |
| Price | **Free** | $2.99 |
| Rating | — | **[4.6 (232 ratings)](https://appshunter.io/ios/app/mortgage-calculator-plus/id974051921/reviews)** |
| Number of ratings | — | **232** |
| Positive reviews | **89.5% of reviews** | 67.9% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 20 months | **Every 2 months** |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | — | **#195** |
| Size | 12 MB | 2 MB |
| Requires iOS | 16.1 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Richard Roschuk](https://appshunter.io/developer/601177364) | [Adam Fahlman](https://appshunter.io/developer/974051920) |

## What reviewers say

### SimpleCalc Canada

[App page](https://appshunter.io/ios/app/simplecalc-canada/id670753330)

This app quickly estimates Canadian mortgage payments with a straightforward interface. It adheres to Canadian mortgage regulations for interest calculations and offers an option for U.S. standard annual compounding. Ideal for financial professionals and individuals seeking a clear, ad-free tool.

**Highlights:** Canadian mortgage payment estimation, Adheres to Canadian mortgage regulations, Toggle for U.S. standard interest calculation, No branding for professional use, Quick and easy interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Mortgage Calculator +

[App page](https://appshunter.io/ios/app/mortgage-calculator-plus/id974051921)

**Currently charting:** #195 Top Paid · Finance (US App Store)

Calculate mortgage payments with flexible frequencies and include additional costs like taxes and insurance. Explore interest savings, view amortization schedules, and compare multiple loan scenarios. Save, sync, and export your calculations for easy sharing.

**Highlights:** Flexible payment frequencies (weekly, bi-weekly, monthly), Include taxes, insurance, and utilities, Calculate interest savings with increased payments, Detailed amortization schedule, Save and compare multiple mortgage calculations, iCloud sync and PDF export

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Export | $1.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- ✨ Clean and uncluttered design
- 🚀 Quick calculations
- 💡 Ability to save scenarios
- 🚫 No intrusive ads

**What reviewers complain about**

- 📉 Missing key mortgage components (taxes, insurance, PMI, escrow)
- ❌ Bi-weekly calculation incorrect
- 🤔 Yearly amortization not useful for comparison
- 💸 Basic calculations can be done elsewhere (Excel)

**Reported bugs**

- Bi-weekly calculation is incorrect

**Requested features**

- Interest only calculation
- Monthly amortization breakout (principal, interest, balance)
- Add yearly totals for taxes and insurance
- Property tax field
- Escrow option


## Frequently asked questions

### Is SimpleCalc Canada free?

SimpleCalc Canada is free to download, with no in-app purchases.

### Is Mortgage Calculator + free?

Mortgage Calculator + costs $2.99, and also offers in-app purchases.

### Do SimpleCalc Canada or Mortgage Calculator + have ads?

Neither SimpleCalc Canada nor Mortgage Calculator + shows ads.

### Which is updated more often, SimpleCalc Canada or Mortgage Calculator +?

SimpleCalc Canada ships an update every 20 months, and Mortgage Calculator + every 2 months. Most recently, SimpleCalc Canada was updated on June 6, 2026 and Mortgage Calculator + on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*