# NIC ASIA MOBANK vs Groot Pay

The clearest difference is iOS requirement: NIC ASIA MOBANK at 12.4 against Groot Pay's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NIC ASIA MOBANK ships an update every 3 weeks, Groot Pay every 6 weeks. The most recent releases landed on November 1, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | NIC ASIA MOBANK | Groot Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (2.4K ratings)](https://appshunter.io/ios/app/nic-asia-mobank/id670919765/reviews)** | — |
| Number of ratings | **2.4K** | — |
| Positive reviews | 52.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | Free | — |
| Size | 158 MB | 125 MB |
| Requires iOS | **12.4** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [NIC ASIA Bank Ltd.](https://appshunter.io/developer/1446170824) | [Innovation Next](https://appshunter.io/developer/1801665641) |

## What reviewers say

### NIC ASIA MOBANK

[App page](https://appshunter.io/ios/app/nic-asia-mobank/id670919765)

Manage your bank account digitally and securely from anywhere, anytime. This app offers convenient features like bill payments, fund transfers, and cardless withdrawals, along with exclusive discounts and offers.

**Highlights:** Banking on the go, Fund/Money Transfers, Utility/Bill Payments, Cardless Withdrawal, QR Payment, Discounts and Offers

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Smooth transactions
- 🔒 Trustworthy
- 💡 Useful for international transfers

**What reviewers complain about**

- 🐛 Frequent crashes
- 🔍 Poor customer service
- ⏱️ Slow app performance
- 🔒 Login issues
- 🤯 Unexpected deductions from account

**Reported bugs**

- QR code scanning not working
- App freezes during login
- Fund transfer feature not functioning
- Incompatibility with certain devices

**Requested features**

- Add option to view transaction details
- Improve notification system
- Implement cardless cash withdrawal
- Introduce chat support for customer queries


### Groot Pay

[App page](https://appshunter.io/ios/app/groot-pay/id6743147779)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NIC ASIA MOBANK free?

NIC ASIA MOBANK is free to download, with no in-app purchases.

### Is Groot Pay free?

Groot Pay is free to download, with no in-app purchases.

### Do NIC ASIA MOBANK or Groot Pay have ads?

Neither NIC ASIA MOBANK nor Groot Pay shows ads.

### Which is updated more often, NIC ASIA MOBANK or Groot Pay?

NIC ASIA MOBANK ships an update every 3 weeks, and Groot Pay every 6 weeks. Most recently, NIC ASIA MOBANK was updated on November 1, 2026 and Groot Pay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*