# First Community CU (MO) vs RFC Client

The clearest difference is ratings volume: First Community CU (MO) at 25K against RFC Client's 2. RFC Client's advantage is rating (5.0 vs 4.8) and iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RFC Client holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: First Community CU (MO) has 25K ratings behind it against 2, so its average is the more settled of the two.

First Community CU (MO) ships an update every 3 months, RFC Client every 5 months. The most recent releases landed on September 29, 2026 and July 21, 2026 respectively.

## The numbers

| Metric | First Community CU (MO) | RFC Client |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (25K ratings)](https://appshunter.io/ios/app/first-community-cu-mo/id670970004/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/rfc-client/id1291055002/reviews)** |
| Number of ratings | **25K** | 2 |
| Positive reviews | 55.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 114 MB | 62 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Community Credit Union (MO)](https://appshunter.io/developer/670970007) | [Renaissance Financial Corp](https://appshunter.io/developer/1291055001) |

## What reviewers say

### First Community CU (MO)

[App page](https://appshunter.io/ios/app/first-community-cu-mo/id670970004)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.

**Highlights:** View account balances and transaction history, Transfer funds between accounts, Deposit checks remotely, Schedule and pay bills, Find branch and ATM locations, View deposit and loan rates

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure banking
- 💡 Helpful features like notes for transfers

**What reviewers complain about**

- 🐛 Frequent app crashes and stability issues
- 🐛 Balance and transaction display problems
- 🐛 Unreliable mobile check deposit
- 🐛 Slow processing of transactions and transfers
- 🤔 Unnecessary changes to UI and features

**Reported bugs**

- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features

**Requested features**

- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements


### RFC Client

[App page](https://appshunter.io/ios/app/rfc-client/id1291055002)

Access your financial account details and balances on the go. Easily connect with your financial advisor for personalized support and inquiries.

**Highlights:** View account information, Check balances, Contact financial advisor, Secure access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is First Community CU (MO) free?

First Community CU (MO) is free to download, with no in-app purchases.

### Is RFC Client free?

RFC Client is free to download, with no in-app purchases.

### Which has better reviews, First Community CU (MO) or RFC Client?

RFC Client is rated higher. First Community CU (MO) averages 4.8 out of 5 from 25K ratings, while RFC Client averages 5.0 from 2 ratings.

### Do First Community CU (MO) or RFC Client have ads?

Neither First Community CU (MO) nor RFC Client shows ads.

### Which is updated more often, First Community CU (MO) or RFC Client?

First Community CU (MO) ships an update every 3 months, and RFC Client every 5 months. Most recently, First Community CU (MO) was updated on September 29, 2026 and RFC Client on July 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*