# First Community CU (MO) vs myfcbot

First Community CU (MO) and myfcbot both sit at 4.8 stars, but that hides the real split: 83% of myfcbot's written reviews are positive against 56% of First Community CU (MO)'s. myfcbot also leads on update cadence (monthly vs every 3 months). First Community CU (MO)'s advantage is monetization model (free vs free with in-app purchases) and ratings volume (25K vs 1.7K). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for First Community CU (MO) against 4.9 for myfcbot. That said, the two scores are not equally well evidenced: First Community CU (MO) has 25K ratings behind it against 1.7K, so its average is the more settled of the two. Written reviews are what separate them: 56% of First Community CU (MO)'s written reviews are positive against 83% of myfcbot's.

First Community CU (MO) ships an update every 3 months, myfcbot monthly. The most recent releases landed on October 19, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | First Community CU (MO) | myfcbot |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (25K ratings)](https://appshunter.io/ios/app/first-community-cu-mo/id670970004/reviews) | **[4.9 (1.7K ratings)](https://appshunter.io/ios/app/myfcbot/id1469916425/reviews)** |
| Number of ratings | **25K** | 1.7K |
| Positive reviews | 56.0% of reviews | **83.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 114 MB | 197 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [First Community Credit Union (MO)](https://appshunter.io/developer/670970007) | [First Community Bank](https://appshunter.io/developer/458359145) |

## What reviewers say

### First Community CU (MO)

[App page](https://appshunter.io/ios/app/first-community-cu-mo/id670970004)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.

**Highlights:** View account balances and transaction history, Transfer funds between accounts, Deposit checks remotely, Schedule and pay bills, Find branch and ATM locations, View deposit and loan rates

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure banking
- 💡 Helpful features like notes for transfers

**What reviewers complain about**

- 🐛 Frequent app crashes and stability issues
- 🐛 Balance and transaction display problems
- 🐛 Unreliable mobile check deposit
- 🐛 Slow processing of transactions and transfers
- 🤔 Unnecessary changes to UI and features

**Reported bugs**

- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features

**Requested features**

- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements


### myfcbot

[App page](https://appshunter.io/ios/app/myfcbot/id1469916425)

Manage all your financial accounts, including those from other institutions, in one place. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, reorder or disable debit cards, and access statements easily.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View and save statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 🔒 Secure banking
- 👍 Friendly and efficient staff
- 👍 Great service through smart ATMs

**What reviewers complain about**

- 🐛 App is slow and unorganized
- 🐛 Transactions don't update on time
- 🐛 App crashes and logs users out

**Reported bugs**

- Some transactions don't update on time
- App crashes and logs users out

**Requested features**

- More competitive loan rates for locals
- Bring back the old app


## Frequently asked questions

### Is First Community CU (MO) free?

First Community CU (MO) is free to download, with no in-app purchases.

### Is myfcbot free?

myfcbot is free to download, with no in-app purchases.

### Which has better reviews, First Community CU (MO) or myfcbot?

myfcbot is rated higher. First Community CU (MO) averages 4.8 out of 5 from 25K ratings, while myfcbot averages 4.9 from 1.7K ratings.

### Do First Community CU (MO) or myfcbot have ads?

Neither First Community CU (MO) nor myfcbot shows ads.

### Which is updated more often, First Community CU (MO) or myfcbot?

First Community CU (MO) ships an update every 3 months, and myfcbot monthly. Most recently, First Community CU (MO) was updated on October 19, 2026 and myfcbot on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*