# First Community CU (MO) vs First eBanc Mobile

First Community CU (MO) and First eBanc Mobile both sit at 4.8 stars, but that hides the real split: 56% of First Community CU (MO)'s written reviews are positive against 0% of First eBanc Mobile's. First Community CU (MO) also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). First eBanc Mobile's advantage is iOS requirement (15.0 vs 17.0). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for First Community CU (MO) against 4.8 for First eBanc Mobile. That said, the two scores are not equally well evidenced: First Community CU (MO) has 25K ratings behind it against 205, so its average is the more settled of the two. Written reviews are what separate them: 56% of First Community CU (MO)'s written reviews are positive against 0% of First eBanc Mobile's.

First Community CU (MO) ships an update every 3 months, First eBanc Mobile every 4 months. The most recent releases landed on October 19, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | First Community CU (MO) | First eBanc Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (25K ratings)](https://appshunter.io/ios/app/first-community-cu-mo/id670970004/reviews)** | [4.8 (205 ratings)](https://appshunter.io/ios/app/first-ebanc-mobile/id1475475126/reviews) |
| Number of ratings | **25K** | 205 |
| Positive reviews | **55.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 114 MB | 102 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Community Credit Union (MO)](https://appshunter.io/developer/670970007) | [First Community Bank & Trust](https://appshunter.io/developer/1475254920) |

## What reviewers say

### First Community CU (MO)

[App page](https://appshunter.io/ios/app/first-community-cu-mo/id670970004)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.

**Highlights:** View account balances and transaction history, Transfer funds between accounts, Deposit checks remotely, Schedule and pay bills, Find branch and ATM locations, View deposit and loan rates

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure banking
- 💡 Helpful features like notes for transfers

**What reviewers complain about**

- 🐛 Frequent app crashes and stability issues
- 🐛 Balance and transaction display problems
- 🐛 Unreliable mobile check deposit
- 🐛 Slow processing of transactions and transfers
- 🤔 Unnecessary changes to UI and features

**Reported bugs**

- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features

**Requested features**

- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements


### First eBanc Mobile

[App page](https://appshunter.io/ios/app/first-ebanc-mobile/id1475475126)

Securely manage your bank accounts anytime, anywhere. Set up alerts, manage debit cards, pay bills, deposit checks, and transfer funds. Monitor your credit score and view account history with advanced encryption for your protection.

**Highlights:** Account alerts, Debit card management, Bill payment, Mobile check deposit, Money transfer with Zelle, Credit score monitoring

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is First Community CU (MO) free?

First Community CU (MO) is free to download, with no in-app purchases.

### Is First eBanc Mobile free?

First eBanc Mobile is free to download, with no in-app purchases.

### Which has better reviews, First Community CU (MO) or First eBanc Mobile?

First Community CU (MO) is rated higher. First Community CU (MO) averages 4.8 out of 5 from 25K ratings, while First eBanc Mobile averages 4.8 from 205 ratings.

### Do First Community CU (MO) or First eBanc Mobile have ads?

First eBanc Mobile shows ads; First Community CU (MO) does not.

### Which is updated more often, First Community CU (MO) or First eBanc Mobile?

First Community CU (MO) ships an update every 3 months, and First eBanc Mobile every 4 months. Most recently, First Community CU (MO) was updated on October 19, 2026 and First eBanc Mobile on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*