# First Community CU (MO) vs Tri

The clearest difference is review sentiment: First Community CU (MO) at 56% against Tri's 0%. First Community CU (MO) also leads on rating (4.8 vs 1.9) and ratings volume (26K vs 8). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Community CU (MO) holds the better App Store score, 4.8 against 1.9. That said, the two scores are not equally well evidenced: First Community CU (MO) has 26K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 56% of First Community CU (MO)'s written reviews are positive against 0% of Tri's.

First Community CU (MO) ships an update every 3 months, Tri every 4 months. The most recent releases landed on November 8, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | First Community CU (MO) | Tri |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (26K ratings)](https://appshunter.io/ios/app/first-community-cu-mo/id670970004/reviews)** | [1.9 (8 ratings)](https://appshunter.io/ios/app/tri-star-hsa/id1507981494/reviews) |
| Number of ratings | **26K** | 8 |
| Positive reviews | **56.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 114 MB | 29 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [First Community Credit Union (MO)](https://appshunter.io/developer/670970007) | [Tri-Star Benefit Systems, Inc.](https://appshunter.io/developer/1507981493) |

## What reviewers say

### First Community CU (MO)

[App page](https://appshunter.io/ios/app/first-community-cu-mo/id670970004)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks, pay bills, and find ATM locations. Enjoy secure, 24/7 banking from your smartphone or tablet.

**Highlights:** View account balances and transaction history, Transfer funds between accounts, Remote check deposit, Schedule and pay bills, Find branch and ATM locations, Access deposit and loan rates, Secure banking with SSL encryption

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure banking
- 💡 Helpful features like notes for transfers

**What reviewers complain about**

- 🐛 Frequent app crashes and stability issues
- 🐛 Balance and transaction display problems
- 🐛 Unreliable mobile check deposit
- 🐛 Slow processing of transactions and transfers
- 🤔 Unnecessary changes to UI and features

**Reported bugs**

- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features

**Requested features**

- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements


### Tri

[App page](https://appshunter.io/ios/app/tri-star-hsa/id1507981494)

Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Check balances, view claims, submit receipts, and make contributions with secure, real-time access to your important account information.

**Highlights:** Check account balances 24/7, View account summaries and claims, Submit receipts for claims, File claims for FSA and HRA, View HSA contributions and distributions, Scan product barcodes for eligibility, Secure login with Touch ID/Face ID

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is First Community CU (MO) free?

First Community CU (MO) is free to download, with no in-app purchases.

### Is Tri free?

Tri is free to download, with no in-app purchases.

### Which has better reviews, First Community CU (MO) or Tri?

First Community CU (MO) is rated higher. First Community CU (MO) averages 4.8 out of 5 from 26K ratings, while Tri averages 1.9 from 8 ratings.

### Do First Community CU (MO) or Tri have ads?

Neither First Community CU (MO) nor Tri shows ads.

### Which is updated more often, First Community CU (MO) or Tri?

First Community CU (MO) ships an update every 3 months, and Tri every 4 months. Most recently, First Community CU (MO) was updated on November 8, 2026 and Tri on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*