# First Community CU (MO) vs Cooper Tower

The clearest difference is ads: Cooper Tower at none against First Community CU (MO)'s shown. Cooper Tower also leads on iOS requirement (13.0 vs 17.0). First Community CU (MO)'s advantage is ratings volume (24K vs 1) and update cadence (every 3 months vs every 7 months). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cooper Tower holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: First Community CU (MO) has 24K ratings behind it against 1, so its average is the more settled of the two.

First Community CU (MO) ships an update every 3 months, Cooper Tower every 7 months. The most recent releases landed on September 24, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | First Community CU (MO) | Cooper Tower |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (24K ratings)](https://appshunter.io/ios/app/first-community-cu-mo/id670970004/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cooper-tower/id1618027661/reviews)** |
| Number of ratings | **24K** | 1 |
| Positive reviews | 55.4% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 110 MB | 34 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [FIRST COMMUNITY CREDIT UNION INC](https://appshunter.io/developer/670970007) | [DrivH3R Financial, LLC](https://appshunter.io/developer/1618027663) |

## What reviewers say

### First Community CU (MO)

[App page](https://appshunter.io/ios/app/first-community-cu-mo/id670970004)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.

**Highlights:** View account balances and transaction history, Transfer funds between accounts, Deposit checks remotely, Schedule and pay bills, Find branch and ATM locations, View deposit and loan rates

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure banking
- 💡 Helpful features like notes for transfers

**What reviewers complain about**

- 🐛 Frequent app crashes and stability issues
- 🐛 Balance and transaction display problems
- 🐛 Unreliable mobile check deposit
- 🐛 Slow processing of transactions and transfers
- 🤔 Unnecessary changes to UI and features

**Reported bugs**

- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features

**Requested features**

- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements


### Cooper Tower

[App page](https://appshunter.io/ios/app/cooper-tower/id1618027661)

Securely access your financial account details anytime, anywhere. View balances and easily connect with your advisor through this mobile platform.

**Highlights:** 24/7 account access, View account information, Check balances, Contact advisor, Secure platform

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is First Community CU (MO) free?

First Community CU (MO) is free to download, with no in-app purchases.

### Is Cooper Tower free?

Cooper Tower is free to download, with no in-app purchases.

### Which has better reviews, First Community CU (MO) or Cooper Tower?

Cooper Tower is rated higher. First Community CU (MO) averages 4.8 out of 5 from 24K ratings, while Cooper Tower averages 5.0 from 1 ratings.

### Do First Community CU (MO) or Cooper Tower have ads?

First Community CU (MO) shows ads; Cooper Tower does not.

### Which is updated more often, First Community CU (MO) or Cooper Tower?

First Community CU (MO) ships an update every 3 months, and Cooper Tower every 7 months. Most recently, First Community CU (MO) was updated on September 24, 2026 and Cooper Tower on September 13, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*