# First Community CU (MO) vs TerrillFLEX

The clearest difference is ads: TerrillFLEX at none against First Community CU (MO)'s shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Community CU (MO) ships an update every 3 months, TerrillFLEX every 4 months. The most recent releases landed on September 24, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | First Community CU (MO) | TerrillFLEX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (24K ratings)](https://appshunter.io/ios/app/first-community-cu-mo/id670970004/reviews)** | — |
| Number of ratings | **24K** | — |
| Positive reviews | 55.4% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | — |
| Size | 110 MB | 29 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [FIRST COMMUNITY CREDIT UNION INC](https://appshunter.io/developer/670970007) | [Marsh & McLennan Agency](https://appshunter.io/developer/1027461929) |

## What reviewers say

### First Community CU (MO)

[App page](https://appshunter.io/ios/app/first-community-cu-mo/id670970004)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.

**Highlights:** View account balances and transaction history, Transfer funds between accounts, Deposit checks remotely, Schedule and pay bills, Find branch and ATM locations, View deposit and loan rates

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure banking
- 💡 Helpful features like notes for transfers

**What reviewers complain about**

- 🐛 Frequent app crashes and stability issues
- 🐛 Balance and transaction display problems
- 🐛 Unreliable mobile check deposit
- 🐛 Slow processing of transactions and transfers
- 🤔 Unnecessary changes to UI and features

**Reported bugs**

- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features

**Requested features**

- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements


### TerrillFLEX

[App page](https://appshunter.io/ios/app/terrillflex/id6443680366)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is First Community CU (MO) free?

First Community CU (MO) is free to download, with no in-app purchases.

### Is TerrillFLEX free?

TerrillFLEX is free to download, with no in-app purchases.

### Do First Community CU (MO) or TerrillFLEX have ads?

First Community CU (MO) shows ads; TerrillFLEX does not.

### Which is updated more often, First Community CU (MO) or TerrillFLEX?

First Community CU (MO) ships an update every 3 months, and TerrillFLEX every 4 months. Most recently, First Community CU (MO) was updated on September 24, 2026 and TerrillFLEX on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*