# First Community CU (MO) vs LedgerNests

The clearest difference is review sentiment: LedgerNests at 100% against First Community CU (MO)'s 56%. LedgerNests also leads on update cadence (every 4 days vs every 3 months) and rating (5.0 vs 4.8). First Community CU (MO)'s advantage is in-app purchases (none vs 1) and ratings volume (26K vs 1). On price, ads and device support there is nothing between them.

Both are free to download. LedgerNests sells 1 in-app purchase, starting at $7.00 per month. First Community CU (MO) asks for nothing beyond the download.

LedgerNests holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: First Community CU (MO) has 26K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 56% of First Community CU (MO)'s written reviews are positive against 100% of LedgerNests's.

First Community CU (MO) ships an update every 3 months, LedgerNests every 4 days. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | First Community CU (MO) | LedgerNests |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (26K ratings)](https://appshunter.io/ios/app/first-community-cu-mo/id670970004/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ledgernests-bill-tracker/id6816292166/reviews)** |
| Number of ratings | **26K** | 1 |
| Positive reviews | 55.7% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 4 days** |
| Monetization | Free | — |
| Size | 114 MB | 17 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [First Community Credit Union (MO)](https://appshunter.io/developer/670970007) | [TRAVIS RAY BROWN](https://appshunter.io/developer/6816292168) |

## What reviewers say

### First Community CU (MO)

[App page](https://appshunter.io/ios/app/first-community-cu-mo/id670970004)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.

**Highlights:** View account balances and transaction history, Transfer funds between accounts, Deposit checks remotely, Schedule and pay bills, Find branch and ATM locations, View deposit and loan rates

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure banking
- 💡 Helpful features like notes for transfers

**What reviewers complain about**

- 🐛 Frequent app crashes and stability issues
- 🐛 Balance and transaction display problems
- 🐛 Unreliable mobile check deposit
- 🐛 Slow processing of transactions and transfers
- 🤔 Unnecessary changes to UI and features

**Reported bugs**

- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features

**Requested features**

- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements


### LedgerNests

[App page](https://appshunter.io/ios/app/ledgernests-bill-tracker/id6816292166)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LedgerNests Pro | $7.00 | per month |


## Frequently asked questions

### Is First Community CU (MO) free?

First Community CU (MO) is free to download, with no in-app purchases.

### Is LedgerNests free?

LedgerNests is free to download, with in-app purchases available.

### Which has better reviews, First Community CU (MO) or LedgerNests?

LedgerNests is rated higher. First Community CU (MO) averages 4.8 out of 5 from 26K ratings, while LedgerNests averages 5.0 from 1 ratings.

### Do First Community CU (MO) or LedgerNests have ads?

Neither First Community CU (MO) nor LedgerNests shows ads.

### Which is updated more often, First Community CU (MO) or LedgerNests?

First Community CU (MO) ships an update every 3 months, and LedgerNests every 4 days. Most recently, First Community CU (MO) was updated on October 26, 2026 and LedgerNests on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*