# First Community CU (MO) vs Mobile First

The clearest difference is update cadence: Mobile First at monthly against First Community CU (MO)'s every 3 months. Mobile First also leads on iOS requirement (15.0 vs 17.0). First Community CU (MO)'s advantage is ratings volume (25K vs 4.5K). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for First Community CU (MO) against 4.8 for Mobile First. That said, the two scores are not equally well evidenced: First Community CU (MO) has 25K ratings behind it against 4.5K, so its average is the more settled of the two. Written reviews are what separate them: 55% of First Community CU (MO)'s written reviews are positive against 59% of Mobile First's.

First Community CU (MO) ships an update every 3 months, Mobile First monthly. The most recent releases landed on September 30, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | First Community CU (MO) | Mobile First |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (25K ratings)](https://appshunter.io/ios/app/first-community-cu-mo/id670970004/reviews) | [4.8 (4.5K ratings)](https://appshunter.io/ios/app/mobile-first/id828534641/reviews) |
| Number of ratings | **25K** | 4.5K |
| Positive reviews | 55.4% of reviews | **59.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 114 MB | 148 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Community Credit Union (MO)](https://appshunter.io/developer/670970007) | [First Community Bank Batesville](https://appshunter.io/developer/828534644) |

## What reviewers say

### First Community CU (MO)

[App page](https://appshunter.io/ios/app/first-community-cu-mo/id670970004)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.

**Highlights:** View account balances and transaction history, Transfer funds between accounts, Deposit checks remotely, Schedule and pay bills, Find branch and ATM locations, View deposit and loan rates

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure banking
- 💡 Helpful features like notes for transfers

**What reviewers complain about**

- 🐛 Frequent app crashes and stability issues
- 🐛 Balance and transaction display problems
- 🐛 Unreliable mobile check deposit
- 🐛 Slow processing of transactions and transfers
- 🤔 Unnecessary changes to UI and features

**Reported bugs**

- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features

**Requested features**

- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements


### Mobile First

[App page](https://appshunter.io/ios/app/mobile-first/id828534641)

Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, deposit checks remotely, and pay bills with ease. This app is available to existing online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Deposit checks remotely, Pay bills, Review past payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💻 Convenient mobile banking
- ⚡ Fast and efficient
- 👍 User-friendly interface
- 🕰️ Saves time without traffic
- 🔒 Secure banking experience

**What reviewers complain about**

- 🐛 Login issues and app crashes
- 🔑 Frequent need to re-enter credentials
- 🤖 Unreliable facial recognition/Touch ID
- 📱 Outdated and less intuitive UI after updates
- 🤔 Lacking advanced features compared to other banks

**Reported bugs**

- Mobile deposits not working consistently
- Accounts not properly syncing or updating
- Frequent app crashes and login issues
- Face ID/Touch ID not functioning as expected

**Requested features**

- Ability to save/view check images
- More detailed account and loan information
- Improved mobile deposit process
- Push notifications for account activity
- Integration with popular payment services


## Frequently asked questions

### Is First Community CU (MO) free?

First Community CU (MO) is free to download, with no in-app purchases.

### Is Mobile First free?

Mobile First is free to download, with no in-app purchases.

### Which has better reviews, First Community CU (MO) or Mobile First?

First Community CU (MO) and Mobile First are both rated 4.8 out of 5 on the App Store, from 25K and 4.5K ratings respectively.

### Do First Community CU (MO) or Mobile First have ads?

Neither First Community CU (MO) nor Mobile First shows ads.

### Which is updated more often, First Community CU (MO) or Mobile First?

First Community CU (MO) ships an update every 3 months, and Mobile First monthly. Most recently, First Community CU (MO) was updated on September 30, 2026 and Mobile First on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*