# billFoldify vs Penko Expense Tracker

The clearest difference is in-app purchases: billFoldify at none against Penko Expense Tracker's 8. billFoldify also leads on update cadence (every 2 weeks vs every 5 months). Penko Expense Tracker's advantage is iOS requirement (16.2 vs 18.6). On price, ads and device support there is nothing between them.

Both are free to download. Penko Expense Tracker sells 8 one-off in-app purchases. billFoldify asks for nothing beyond the download.

billFoldify ships an update every 2 weeks, Penko Expense Tracker every 5 months. The most recent releases landed on October 2, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | billFoldify | Penko Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 5 months |
| Size | 38 MB | 5 MB |
| Requires iOS | 18.6 | **16.2** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Rhombus technologies Pte. Ltd.](https://appshunter.io/developer/1770064558) | [AKINALP FIDAN](https://appshunter.io/developer/1844114666) |

## What reviewers say

### billFoldify

[App page](https://appshunter.io/ios/app/billfoldify/id6711352498)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Penko Expense Tracker

[App page](https://appshunter.io/ios/app/penko-expense-tracker/id6754943713)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Water | $0.29 | one-time |
| Tea | $0.49 | one-time |
| Bagel | $0.99 | one-time |
| Coffee | $1.49 | one-time |
| Wrap | $2.99 | one-time |
| Burger | $4.99 | one-time |
| Turkish Doner | $8.99 | one-time |
| Surprise Me | $14.99 | one-time |


## Frequently asked questions

### Is billFoldify free?

billFoldify is free to download, with no in-app purchases.

### Is Penko Expense Tracker free?

Penko Expense Tracker is free to download, with in-app purchases available.

### Do billFoldify or Penko Expense Tracker have ads?

Neither billFoldify nor Penko Expense Tracker shows ads.

### Which is updated more often, billFoldify or Penko Expense Tracker?

billFoldify ships an update every 2 weeks, and Penko Expense Tracker every 5 months. Most recently, billFoldify was updated on October 2, 2026 and Penko Expense Tracker on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*