# ClearPay vs Argos Pay

The clearest difference is iOS requirement: ClearPay at 12.4 against Argos Pay's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ClearPay ships an update every 5 days, Argos Pay weekly. The most recent releases landed on October 3, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | ClearPay | Argos Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/argos-pay/id6745947872/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 37.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Weekly |
| Monetization | — | Ad-supported |
| Size | 21 MB | 154 MB |
| Requires iOS | **12.4** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Fedeth Microfinance Bank Limited](https://appshunter.io/developer/1624892255) | [NewDay Ltd](https://appshunter.io/developer/903335384) |

## What reviewers say

### ClearPay

[App page](https://appshunter.io/ios/app/clearpay/id6711354051)

**Features:** Vision Pro support

**In-app purchases:** none


### Argos Pay

[App page](https://appshunter.io/ios/app/argos-pay/id6745947872)

Manage your credit account securely on the go. Check balances, view transactions, track payment plans, and make payments. Set spending alerts and update your contact information easily.

**Highlights:** Check balance and credit limit, View transactions (pending included), Track instalment and BNPL plans, Make payments, Set up Direct Debit, Configure spending alerts, Update contact details

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is ClearPay free?

ClearPay is free to download, with no in-app purchases.

### Is Argos Pay free?

Argos Pay is free to download, with no in-app purchases.

### Do ClearPay or Argos Pay have ads?

Neither ClearPay nor Argos Pay shows ads.

### Which is updated more often, ClearPay or Argos Pay?

ClearPay ships an update every 5 days, and Argos Pay weekly. Most recently, ClearPay was updated on October 3, 2026 and Argos Pay on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*