# M vs Payvay

The clearest difference is iOS requirement: M at 13.4 against Payvay's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M ships an update every 6 weeks, Payvay every 3 months. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | M | Payvay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Size | 48 MB | 79 MB |
| Requires iOS | **13.4** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VODAFONE SAMOA LIMITED](https://appshunter.io/developer/1546962996) | [CERISMA PRIVATE LIMITED](https://appshunter.io/developer/1846081367) |

## What reviewers say

### M

[App page](https://appshunter.io/ios/app/m-tala/id6717590005)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payvay

[App page](https://appshunter.io/ios/app/payvay/id6753979642)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is M free?

M is free to download, with no in-app purchases.

### Is Payvay free?

Payvay is free to download, with no in-app purchases.

### Do M or Payvay have ads?

Neither M nor Payvay shows ads.

### Which is updated more often, M or Payvay?

M ships an update every 6 weeks, and Payvay every 3 months. Most recently, M was updated on October 19, 2026 and Payvay on October 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*