# AB Authenticator vs Total Finance

The clearest difference is rating: Total Finance at 5.0 against AB Authenticator's 1.0. Total Finance also leads on update cadence (monthly vs every 7 months). AB Authenticator's advantage is ratings volume (3 vs 1) and iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Total Finance holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

AB Authenticator ships an update every 7 months, Total Finance monthly. The most recent releases landed on October 17, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | AB Authenticator | Total Finance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (3 ratings)](https://appshunter.io/ios/app/ab-authenticator/id6717609548/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/total-finance/id6751838830/reviews)** |
| Number of ratings | **3** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Monthly** |
| Monetization | Free | Free |
| Size | 29 MB | 63 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Aruba Bank](https://appshunter.io/developer/1084797202) | [Mack's Total Finance VBA](https://appshunter.io/developer/1837129730) |

## What reviewers say

### AB Authenticator

[App page](https://appshunter.io/ios/app/ab-authenticator/id6717609548)

Manage personal and business accounts securely on the go. Access your financial information anytime, anywhere with this application.

**Highlights:** Personal account management, Business account management, Anytime access, Anywhere access, Secure management

**Features:** macOS Compatibility

**In-app purchases:** none


### Total Finance

[App page](https://appshunter.io/ios/app/total-finance/id6751838830)

Manage your loan details easily and securely. Track your balance, view payment history, and make instant payments. Access your account anytime, anywhere for stress-free financial management.

**Highlights:** Track loan balance in real time, Check upcoming and past payments, Instant payments via Sentoo, View full payment history, Secure account access anywhere

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AB Authenticator free?

AB Authenticator is free to download, with no in-app purchases.

### Is Total Finance free?

Total Finance is free to download, with no in-app purchases.

### Which has better reviews, AB Authenticator or Total Finance?

Total Finance is rated higher. AB Authenticator averages 1.0 out of 5 from 3 ratings, while Total Finance averages 5.0 from 1 ratings.

### Do AB Authenticator or Total Finance have ads?

Neither AB Authenticator nor Total Finance shows ads.

### Which is updated more often, AB Authenticator or Total Finance?

AB Authenticator ships an update every 7 months, and Total Finance monthly. Most recently, AB Authenticator was updated on October 17, 2026 and Total Finance on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*