# SpendCircle vs Bill Check

The clearest difference is monetization model: Bill Check at free against SpendCircle's freemium. Bill Check also leads on ratings volume (16 vs 2). SpendCircle's advantage is review sentiment (100% vs 80%) and rating (5.0 vs 4.8). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. SpendCircle sells 1 in-app purchase, starting at $1.99 per year and Bill Check sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

SpendCircle holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Bill Check has 16 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of SpendCircle's written reviews are positive against 80% of Bill Check's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SpendCircle | Bill Check |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/spendcircle/id6726547347/reviews)** | [4.8 (16 ratings)](https://appshunter.io/ios/app/bill-check-monthly-bills/id6775287342/reviews) |
| Number of ratings | 2 | **16** |
| Positive reviews | **100.0% of reviews** | 80.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Freemium | **Free** |
| Size | 33 MB | 58 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Claredat LLC](https://appshunter.io/developer/1769033280) | [IGOR TARAN](https://appshunter.io/developer/1894407358) |

## What reviewers say

### SpendCircle

[App page](https://appshunter.io/ios/app/spendcircle/id6726547347)

This app helps families track household expenses together, providing a shared view of spending to improve financial habits. Users can define custom categories, add notes, and gain insights into where money is going. The goal is to reduce wasteful spending and prioritize important purchases.

**Highlights:** Shared family spending view, Expense tracking in real-time, Customizable spending categories, Detailed expense notes, Accountability for family members, Spending habit building

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1-Month Free \| Annual Plan | $1.99 | per year |


### Bill Check

[App page](https://appshunter.io/ios/app/bill-check-monthly-bills/id6775287342)

Easily track recurring payments and due dates for bills like rent, utilities, and subscriptions. Set reminders to ensure timely payments and mark bills as paid to stay organized without complex budgeting or bank connections.

**Highlights:** Track monthly bills, Mark bills as paid, View upcoming bills, Support for variable amounts, Set payment reminders, Add recurring bills

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buy me a coffee | $1.99 | one-time |
| Buy me a pizza | $4.99 | one-time |
| Bill Check Pro | $4.99 | one-time |
| Support development | $14.99 | one-time |


## Frequently asked questions

### Is SpendCircle free?

SpendCircle is free to download, with in-app purchases available.

### Is Bill Check free?

Bill Check is free to download, with in-app purchases available.

### Which has better reviews, SpendCircle or Bill Check?

SpendCircle is rated higher. SpendCircle averages 5.0 out of 5 from 2 ratings, while Bill Check averages 4.8 from 16 ratings.

### Do SpendCircle or Bill Check have ads?

Neither SpendCircle nor Bill Check shows ads.

### Which is updated more often, SpendCircle or Bill Check?

SpendCircle ships an update every 2 weeks, and Bill Check every 2 weeks. Most recently, SpendCircle was updated on November 4, 2026 and Bill Check on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*