# SaveCircle vs Ajo Pay

The clearest difference is ads: Ajo Pay at none against SaveCircle's shown. Ajo Pay also leads on monetization model (free vs ad-supported). SaveCircle's advantage is ratings volume (3 vs 1) and iOS requirement (13.0 vs 15.1). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for SaveCircle against 5.0 for Ajo Pay. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

SaveCircle ships an update monthly, Ajo Pay every 3 weeks. The most recent releases landed on October 22, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | SaveCircle | Ajo Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/savecircle/id6733220049/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/ajo-pay/id6759964305/reviews) |
| Number of ratings | **3** | 1 |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 31 MB | 42 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [SaveCircle](https://appshunter.io/developer/1771337837) | [Ajo Pay LLC](https://appshunter.io/developer/1881968540) |

## What reviewers say

### SaveCircle

[App page](https://appshunter.io/ios/app/savecircle/id6733220049)

This app simplifies collaborative saving for financial goals like purchases, debt repayment, or business ventures. It allows users to easily pool funds with friends, family, or colleagues in a secure and straightforward manner.

**Highlights:** Collaborative group savings, Secure fund pooling, Financial goal achievement, Simple and intuitive interface, Supports friends, family, and coworkers

**Features:** macOS Compatibility

**In-app purchases:** none


### Ajo Pay

[App page](https://appshunter.io/ios/app/ajo-pay/id6759964305)

This app facilitates group savings by allowing users to create or join savings circles with friends, family, or community members. It offers automated payout rotations, real-time progress tracking, and secure peer-to-peer transactions to help users achieve their financial goals.

**Highlights:** Create or join savings groups, Automated payout rotations, Real-time group progress tracking, Monitor savings goals, Payment reminders, Secure peer-to-peer savings

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SaveCircle free?

SaveCircle is free to download, with no in-app purchases.

### Is Ajo Pay free?

Ajo Pay is free to download, with no in-app purchases.

### Which has better reviews, SaveCircle or Ajo Pay?

SaveCircle and Ajo Pay are both rated 5.0 out of 5 on the App Store, from 3 and 1 ratings respectively.

### Do SaveCircle or Ajo Pay have ads?

SaveCircle shows ads; Ajo Pay does not.

### Which is updated more often, SaveCircle or Ajo Pay?

SaveCircle ships an update monthly, and Ajo Pay every 3 weeks. Most recently, SaveCircle was updated on October 22, 2026 and Ajo Pay on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*