# Primis Digital Banking vs Josie

The clearest difference is in-app purchases: Primis Digital Banking at none against Josie's 1. Primis Digital Banking also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Josie sells 1 in-app purchase, starting at $4.99 per month. Primis Digital Banking asks for nothing beyond the download.

Primis Digital Banking ships an update every 2 weeks, Josie fortnightly. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Primis Digital Banking | Josie |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (290 ratings)](https://appshunter.io/ios/app/primis-digital-banking/id6736600923/reviews)** | — |
| Number of ratings | **290** | — |
| Positive reviews | 42.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free | — |
| Size | 107 MB | 37 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Primis Bank](https://appshunter.io/developer/1053759987) | [Tran Hai Chau Pham](https://appshunter.io/developer/1807153627) |

## What reviewers say

### Primis Digital Banking

[App page](https://appshunter.io/ios/app/primis-digital-banking/id6736600923)

A digital banking app offering a secure and modern financial experience. It provides features like fee-free transactions, early direct deposit access, and competitive interest rates, backed by FDIC insurance and 24/7 customer support.

**Highlights:** FDIC-insured deposits, Fee-free accounts and transactions, Early direct deposit access, Competitive interest rates, 24/7 customer support, Secure data encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Competitive interest rates (4.35% APY)
- 📱 Modern, cleaner app design
- 👍 Improved funds transfer interface
- 📞 Stellar phone customer support
- ✅ APY now visible in app (after fix)

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔌 Unreliable technology infrastructure
- 📵 Poor customer service responsiveness
- ❌ Removed debit card cashback feature
- ❌ Removed debit card lock/unlock functionality

**Reported bugs**

- Mobile deposit process is clunky and requires multiple retakes
- Mobile deposit camera doesn't auto-capture photos
- Account info tab broken for checking and savings views
- iPad app doesn't switch to landscape mode
- App reloads and resets to home page when swiped out

**Requested features**

- Debit card lock/unlock functionality in app
- Zelle integration
- Wire transfer functionality in app
- Push notifications for deposits and transactions
- iPad landscape mode support


### Josie

[App page](https://appshunter.io/ios/app/josie-invoice-maker-and-timer/id6768082592)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $4.99 | per month |


## Frequently asked questions

### Is Primis Digital Banking free?

Primis Digital Banking is free to download, with no in-app purchases.

### Is Josie free?

Josie is free to download, with in-app purchases available.

### Do Primis Digital Banking or Josie have ads?

Josie shows ads; Primis Digital Banking does not.

### Which is updated more often, Primis Digital Banking or Josie?

Primis Digital Banking ships an update every 2 weeks, and Josie fortnightly. Most recently, Primis Digital Banking was updated on November 4, 2026 and Josie on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*