# MFASOFT vs Zero Balance

The clearest difference is rating: MFASOFT at 5.0 against Zero Balance's 4.3. MFASOFT also leads on in-app purchases (none vs 13) and review sentiment (60% vs 47%). Zero Balance's advantage is ratings volume (231 vs 2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Zero Balance sells 13 one-off in-app purchases. MFASOFT asks for nothing beyond the download.

MFASOFT holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Zero Balance has 231 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 60% of MFASOFT's written reviews are positive against 47% of Zero Balance's.

MFASOFT ships an update weekly, Zero Balance every 5 days. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | MFASOFT | Zero Balance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/mfasoft/id6736649858/reviews)** | [4.3 (231 ratings)](https://appshunter.io/ios/app/zero-balance-spend-credit/id6761912988/reviews) |
| Number of ratings | 2 | **231** |
| Positive reviews | **60.0% of reviews** | 47.1% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 5 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 5 MB | 34 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Zoia Davtian](https://appshunter.io/developer/1772874918) | [Aleksandr Pustotin](https://appshunter.io/developer/1854093247) |

## What reviewers say

### MFASOFT

[App page](https://appshunter.io/ios/app/mfasoft/id6736649858)

Enhance your online security with a second layer of verification for account logins. Generate codes directly on your phone, even offline, to protect your sensitive information.

**Highlights:** Two-step account verification, Offline code generation, QR code setup, Time-based and counter-based codes, Manual account addition with advanced settings, PIN code protection, PUSH notification confirmation

**In-app purchases:** none


### Zero Balance

[App page](https://appshunter.io/ios/app/zero-balance-spend-credit/id6761912988)

This utility helps you spend small remaining balances on your Apple ID or gift cards. It generates a purchase plan to clear your balance to zero with minimal effort. Enjoy a private and ad-free experience.

**Highlights:** Spend leftover store credit, Reduce balance to zero, Generate matching purchase plans, Works with gift cards and Apple ID, Private iCloud sync, No subscriptions or ads

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cosmic Cocoa: Apple ID Credit | $0.29 | one-time |
| Nebula Nibbles: Credit Left | $0.39 | one-time |
| Star Sprinkles: Spare Change | $0.49 | one-time |
| Moon Mochi: Zero Balance | $0.59 | one-time |
| Comet Crunch: App Store Credit | $0.69 | one-time |
| Galaxy Feast: Unused Credit | $0.79 | one-time |
| Meteor Blanket | $0.89 | one-time |
| Sunbeam Patch | $0.90 | one-time |
| Toast Pebble: Exact Amount | $0.95 | one-time |
| Hearth Orb: Small Balance | $1.00 | one-time |
| Giggle Bubble: Pay with Credit | $1.09 | one-time |
| Meteor Pop: Remaining Cents | $1.19 | one-time |
| Solar Cape: No Subscription | $1.79 | one-time |


## Frequently asked questions

### Is MFASOFT free?

MFASOFT is free to download, with no in-app purchases.

### Is Zero Balance free?

Zero Balance is free to download, with in-app purchases available.

### Which has better reviews, MFASOFT or Zero Balance?

MFASOFT is rated higher. MFASOFT averages 5.0 out of 5 from 2 ratings, while Zero Balance averages 4.3 from 231 ratings.

### Do MFASOFT or Zero Balance have ads?

Neither MFASOFT nor Zero Balance shows ads.

### Which is updated more often, MFASOFT or Zero Balance?

MFASOFT ships an update weekly, and Zero Balance every 5 days. Most recently, MFASOFT was updated on October 24, 2026 and Zero Balance on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*