# Expense Tracker vs Qalta AI

The clearest difference is rating: Expense Tracker at 5.0 against Qalta AI's 4.6. Expense Tracker also leads on review sentiment (100% vs 87%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Expense Tracker sells 6 in-app purchases, starting at $2.99 per month and Qalta AI sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Expense Tracker holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 6 and 17 respectively. Written reviews point the same way: 100% of Expense Tracker's written reviews are positive against 87% of Qalta AI's.

Expense Tracker ships an update every 4 days, Qalta AI weekly. The most recent releases landed on October 20, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Qalta AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/expense-tracker-spendo/id6736650564/reviews)** | [4.6 (17 ratings)](https://appshunter.io/ios/app/qalta-ai-expense-tracker/id6756010294/reviews) |
| Number of ratings | 6 | **17** |
| Positive reviews | **100.0% of reviews** | 87.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Weekly |
| Monetization | Freemium | Freemium |
| Size | 99 MB | 90 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Akarys Turganbekuly](https://appshunter.io/developer/1626436372) | [Daniel Tokkozhin](https://appshunter.io/developer/1158505850) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-spendo/id6736650564)

This app helps you understand where your money goes by tracking expenses and income. It offers features like multi-currency support, subscription tracking, and category budgets, all while prioritizing user privacy with data stored locally.

**Highlights:** Multi-currency support, Subscription tracking, Category budgets, 100% privacy, Lightning-fast entry, CSV export, Face ID / Touch ID protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly plan | $2.99 | per month |
| Annual Plan | $8.99 | per year |
| Yearly plan | $8.99 | per year |
| Yearly plan | $17.99 | per year |
| Lifetime Plan | $14.99 | one-time |
| Lifetime Plan | $29.99 | one-time |


### Qalta AI

[App page](https://appshunter.io/ios/app/qalta-ai-expense-tracker/id6756010294)

Effortlessly track your finances using voice commands or receipt scanning. Manage budgets, goals, and debts with intuitive insights and analytics. Share ledgers with family or import historical data from other apps.

**Highlights:** Voice logging for transactions, Receipt scanning and PDF import, Shared financial spaces, Import data from other apps, Multi-currency account support, Home Screen widget and Siri Shortcuts

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| Family Monthly | $5.99 | per month |
| Annually | $29.99 | per year |
| Family Annually | $49.99 | per year |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Qalta AI free?

Qalta AI is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or Qalta AI?

Expense Tracker is rated higher. Expense Tracker averages 5.0 out of 5 from 6 ratings, while Qalta AI averages 4.6 from 17 ratings.

### Do Expense Tracker or Qalta AI have ads?

Neither Expense Tracker nor Qalta AI shows ads.

### Which is updated more often, Expense Tracker or Qalta AI?

Expense Tracker ships an update every 4 days, and Qalta AI weekly. Most recently, Expense Tracker was updated on October 20, 2026 and Qalta AI on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*