# SakalPay vs SVC NXT

The clearest difference is update cadence: SakalPay at every 3 weeks against SVC NXT's every 3 months. On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SakalPay ships an update every 3 weeks, SVC NXT every 3 months. The most recent releases landed on October 15, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | SakalPay | SVC NXT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.0 (1 ratings)](https://appshunter.io/ios/app/svc-nxt/id6747172772/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 40.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 11 MB | 67 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [THE KARAD URBAN CO-OPERATIVE BANK LIMITED](https://appshunter.io/developer/1772889793) | [SVC Co-Operative Bank Ltd](https://appshunter.io/developer/1143472267) |

## What reviewers say

### SakalPay

[App page](https://appshunter.io/ios/app/sakalpay/id6736652748)

Manage your bank accounts with real-time balance checks, mini statements, and fund transfers. Request cheque books and make payments between accounts. Offers a comprehensive suite of online banking services.

**Highlights:** Real-time balance checking, Mini statement access, Statement download, IMPS payments, RTGS/NEFT fund transfer, Cheque book request

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SVC NXT

[App page](https://appshunter.io/ios/app/svc-nxt/id6747172772)

This digital banking platform offers secure and intuitive management of your accounts, including savings, current, and loans. It facilitates easy fund transfers, debit card management, cheque services, and bill payments, along with a rewards program for digital transactions.

**Highlights:** Secure account access with biometrics, Manage savings, current, term deposit, and loan accounts, Fund transfers via NEFT, RTGS, IMPS, Debit card management and blocking, Cheque book requests and status checks, Seamless bill payments and recharges, Earn and redeem SVC Rewards points

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SakalPay free?

SakalPay is free to download, with no in-app purchases.

### Is SVC NXT free?

SVC NXT is free to download, with no in-app purchases.

### Do SakalPay or SVC NXT have ads?

Neither SakalPay nor SVC NXT shows ads.

### Which is updated more often, SakalPay or SVC NXT?

SakalPay ships an update every 3 weeks, and SVC NXT every 3 months. Most recently, SakalPay was updated on October 15, 2026 and SVC NXT on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*