# Cove vs Splitify

The clearest difference is in-app purchases: Splitify at none against Cove's 11. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Cove sells 11 in-app purchases, starting at $1.00 per month. Splitify asks for nothing beyond the download.

Both ship on a similar rhythm, roughly weekly. Both last shipped on October 30, 2026.

## The numbers

| Metric | Cove | Splitify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (7 ratings)](https://appshunter.io/ios/app/cove-subscriptions-and-bills/id6736849874/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Freemium | — |
| Size | 78 MB | 41 MB |
| Requires iOS | 17.6 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Splitify](https://appshunter.io/developer/1773486322) | [Loik Faure-Berlinguette](https://appshunter.io/developer/1503563251) |

## What reviewers say

### Cove

[App page](https://appshunter.io/ios/app/cove-subscriptions-and-bills/id6736849874)

This AI-powered money assistant helps you track all your subscriptions and bills in one place. It provides upcoming charge calendars and timely reminders for credit card payments, helping you avoid late fees and manage your spending effectively.

**Highlights:** Automatic subscription and bill detection, Upcoming charge calendar, Credit card bill payment reminders, AI-powered spending insights, Budget and goal setting, Bill negotiation assistance (beta)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Discounted Premium Access 1.00 | $1.00 | per month |
| Premium Access 4.99 | $4.99 | per month |
| Premium Access 5.99 | $5.99 | per month |
| Premium Access 6.99 | $6.99 | per month |
| Premium Access 7.99 | $7.99 | per month |
| Premium Access 8.99 | $8.99 | per month |
| Premium Access 9.99 | $9.99 | per month |
| Premium Access 10.99 | $10.99 | per month |
| Premium Access 11.99 | $11.99 | per month |
| Discounted Premium Access 89.99 | $89.99 | per year |
| Premium Access 89 | $89.99 | per year |


### Splitify

[App page](https://appshunter.io/ios/app/splitify-split-bills/id6744057266)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cove free?

Cove is free to download, with in-app purchases available.

### Is Splitify free?

Splitify is free to download, with no in-app purchases.

### Do Cove or Splitify have ads?

Neither Cove nor Splitify shows ads.

### Which is updated more often, Cove or Splitify?

Cove ships an update weekly, and Splitify weekly. Most recently, Cove was updated on October 30, 2026 and Splitify on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*