# Cove vs Splitify

The clearest difference is rating: Cove at 4.4 against Splitify's 3.2. Cove also leads on ads (none vs shown) and review sentiment (100% vs 88%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Cove sells 11 in-app purchases, starting at $1.00 per month and Splitify sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Cove holds the better App Store score, 4.4 against 3.2. Both are backed by a comparable volume of ratings — 7 and 5 respectively. Written reviews point the same way: 100% of Cove's written reviews are positive against 88% of Splitify's.

Cove ships an update weekly, Splitify every 4 days. Both last shipped on October 30, 2026.

## The numbers

| Metric | Cove | Splitify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (7 ratings)](https://appshunter.io/ios/app/cove-subscriptions-and-bills/id6736849874/reviews)** | [3.2 (5 ratings)](https://appshunter.io/ios/app/splitify-split-and-track-money/id6756657540/reviews) |
| Number of ratings | **7** | 5 |
| Positive reviews | **100.0% of reviews** | 87.5% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 78 MB | 116 MB |
| Requires iOS | **17.6** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Splitify](https://appshunter.io/developer/1773486322) | [Findat Private Limited](https://appshunter.io/developer/1861789652) |

## What reviewers say

### Cove

[App page](https://appshunter.io/ios/app/cove-subscriptions-and-bills/id6736849874)

This AI-powered money assistant helps you track all your subscriptions and bills in one place. It provides upcoming charge calendars and timely reminders for credit card payments, helping you avoid late fees and manage your spending effectively.

**Highlights:** Automatic subscription and bill detection, Upcoming charge calendar, Credit card bill payment reminders, AI-powered spending insights, Budget and goal setting, Bill negotiation assistance (beta)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Discounted Premium Access 1.00 | $1.00 | per month |
| Premium Access 4.99 | $4.99 | per month |
| Premium Access 5.99 | $5.99 | per month |
| Premium Access 6.99 | $6.99 | per month |
| Premium Access 7.99 | $7.99 | per month |
| Premium Access 8.99 | $8.99 | per month |
| Premium Access 9.99 | $9.99 | per month |
| Premium Access 10.99 | $10.99 | per month |
| Premium Access 11.99 | $11.99 | per month |
| Discounted Premium Access 89.99 | $89.99 | per year |
| Premium Access 89 | $89.99 | per year |


### Splitify

[App page](https://appshunter.io/ios/app/splitify-split-and-track-money/id6756657540)

Effortlessly manage shared expenses with friends or track your personal finances, budgets, and net worth. Features include AI receipt scanning, bank syncing, and a powerful AI assistant for financial insights. Ideal for travel and global spending with multi-currency support.

**Highlights:** Group expense splitting, AI receipt scanner, Bank and credit card sync, Spending insights and budgets, Net worth tracking, AI-powered finance assistant, Multi-currency support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitify Pro Monthly | $2.99 | per month |
| Splitify Pro Quarterly | $7.99 | per 3 months |
| Splitify Pro Yearly | $19.99 | per year |


## Frequently asked questions

### Is Cove free?

Cove is free to download, with in-app purchases available.

### Is Splitify free?

Splitify is free to download, with in-app purchases available.

### Which has better reviews, Cove or Splitify?

Cove is rated higher. Cove averages 4.4 out of 5 from 7 ratings, while Splitify averages 3.2 from 5 ratings.

### Do Cove or Splitify have ads?

Splitify shows ads; Cove does not.

### Which is updated more often, Cove or Splitify?

Cove ships an update weekly, and Splitify every 4 days. Most recently, Cove was updated on October 30, 2026 and Splitify on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*