# Cove vs Splitpilot

The clearest difference is update cadence: Splitpilot at every 2 days against Cove's weekly. Splitpilot also leads on iOS requirement (15.5 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Cove sells 11 in-app purchases, starting at $1.00 per month and Splitpilot sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Cove ships an update weekly, Splitpilot every 2 days. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Cove | Splitpilot |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (7 ratings)](https://appshunter.io/ios/app/cove-subscriptions-and-bills/id6736849874/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 2 days** |
| Monetization | Freemium | — |
| Size | 78 MB | 101 MB |
| Requires iOS | 17.6 | **15.5** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Splitify](https://appshunter.io/developer/1773486322) | [Ridham Avaiya](https://appshunter.io/developer/1864814753) |

## What reviewers say

### Cove

[App page](https://appshunter.io/ios/app/cove-subscriptions-and-bills/id6736849874)

This AI-powered money assistant helps you track all your subscriptions and bills in one place. It provides upcoming charge calendars and timely reminders for credit card payments, helping you avoid late fees and manage your spending effectively.

**Highlights:** Automatic subscription and bill detection, Upcoming charge calendar, Credit card bill payment reminders, AI-powered spending insights, Budget and goal setting, Bill negotiation assistance (beta)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Discounted Premium Access 1.00 | $1.00 | per month |
| Premium Access 4.99 | $4.99 | per month |
| Premium Access 5.99 | $5.99 | per month |
| Premium Access 6.99 | $6.99 | per month |
| Premium Access 7.99 | $7.99 | per month |
| Premium Access 8.99 | $8.99 | per month |
| Premium Access 9.99 | $9.99 | per month |
| Premium Access 10.99 | $10.99 | per month |
| Premium Access 11.99 | $11.99 | per month |
| Discounted Premium Access 89.99 | $89.99 | per year |
| Premium Access 89 | $89.99 | per year |


### Splitpilot

[App page](https://appshunter.io/ios/app/splitpilot/id6763706961)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pilot | $1.99 | per month |
| Annual Pilot | $17.99 | per year |
| Single Trip Pass | $0.99 | one-time |


## Frequently asked questions

### Is Cove free?

Cove is free to download, with in-app purchases available.

### Is Splitpilot free?

Splitpilot is free to download, with in-app purchases available.

### Do Cove or Splitpilot have ads?

Neither Cove nor Splitpilot shows ads.

### Which is updated more often, Cove or Splitpilot?

Cove ships an update weekly, and Splitpilot every 2 days. Most recently, Cove was updated on October 30, 2026 and Splitpilot on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*