# Cove vs Riloma

The clearest difference is iOS requirement: Riloma at 15.0 against Cove's 17.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Cove sells 10 in-app purchases, starting at $1.00 per month and Riloma sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Cove ships an update weekly, Riloma every 9 days. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Cove | Riloma |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (7 ratings)](https://appshunter.io/ios/app/cove-subscriptions-and-bills/id6736849874/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 9 days |
| Monetization | Free with in-app purchases | — |
| Size | 78 MB | 98 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Splitify](https://appshunter.io/developer/1773486322) | [Nilant Solutions](https://appshunter.io/developer/1896479382) |

## What reviewers say

### Cove

[App page](https://appshunter.io/ios/app/cove-subscriptions-and-bills/id6736849874)

This AI-powered money assistant automatically tracks all your subscriptions and bills by linking to your accounts. It provides upcoming charge calendars, payment reminders, and helps you manage spending and set budgets. It can even negotiate lower rates on your bills.

**Highlights:** Automatic subscription and bill detection, Upcoming charges calendar, Credit card bill payment reminders, AI-powered spending insights, Budget and goal setting, Bill negotiation service (beta)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Discounted Premium Access 1.00 | $1.00 | per month |
| Premium Access 4.99 | $4.99 | per month |
| Premium Access 5.99 | $5.99 | per month |
| Premium Access 6.99 | $6.99 | per month |
| Premium Access 7.99 | $7.99 | per month |
| Premium Access 8.99 | $8.99 | per month |
| Premium Access 9.99 | $9.99 | per month |
| Premium Access 10.99 | $10.99 | per month |
| Discounted Premium Access 89.99 | $89.99 | per year |
| Premium Access 89 | $89.99 | per year |


### Riloma

[App page](https://appshunter.io/ios/app/riloma-split-expenses/id6767482148)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $2.99 | per month |
| Pro Annual | $19.99 | per year |


## Frequently asked questions

### Is Cove free?

Cove is free to download, with in-app purchases available.

### Is Riloma free?

Riloma is free to download, with in-app purchases available.

### Do Cove or Riloma have ads?

Neither Cove nor Riloma shows ads.

### Which is updated more often, Cove or Riloma?

Cove ships an update weekly, and Riloma every 9 days. Most recently, Cove was updated on November 8, 2026 and Riloma on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*