# Billy vs PayProtocol

The clearest difference is in-app purchases: PayProtocol at none against Billy's 3. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Billy sells 3 one-off in-app purchases. PayProtocol asks for nothing beyond the download.

Billy ships an update every 11 days, PayProtocol weekly. Both last shipped on November 8, 2026.

## The numbers

| Metric | Billy | PayProtocol |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/billy-bill-splitter/id6736915357/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 11 days | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 39 MB | 51 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sungtae Kim](https://appshunter.io/developer/1773812036) | [PAYCOIN CO., LTD.](https://appshunter.io/developer/1457828707) |

## What reviewers say

### Billy

[App page](https://appshunter.io/ios/app/billy-bill-splitter/id6736915357)

Effortlessly divide expenses from receipts by scanning them. Assign individual items to friends and instantly calculate who owes what, including tip and tax. Share a clear summary with a single tap.

**Highlights:** Receipt scanning, Line item extraction, Item assignment to individuals, Tip and tax calculation, Instant total calculation, Shareable summary

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 Credits | $1.99 | one-time |
| 10 Credits | $2.99 | one-time |
| 20 Credits | $3.99 | one-time |


### PayProtocol

[App page](https://appshunter.io/ios/app/payprotocol/id6744857687)

**In-app purchases:** none


## Frequently asked questions

### Is Billy free?

Billy is free to download, with in-app purchases available.

### Is PayProtocol free?

PayProtocol is free to download, with no in-app purchases.

### Do Billy or PayProtocol have ads?

Neither Billy nor PayProtocol shows ads.

### Which is updated more often, Billy or PayProtocol?

Billy ships an update every 11 days, and PayProtocol weekly. Most recently, Billy was updated on November 8, 2026 and PayProtocol on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*