# Billy vs PayProtocol

The clearest difference is in-app purchases: PayProtocol at none against Billy's 3. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Billy sells 3 one-off in-app purchases. PayProtocol asks for nothing beyond the download.

Billy ships an update every 11 days, PayProtocol weekly. The most recent releases landed on June 1, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | Billy | PayProtocol |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/billy-split-bills-instantly/id6736915357/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 11 days | **Weekly** |
| Monetization | Free | — |
| Size | 39 MB | 51 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sungtae Kim](https://appshunter.io/developer/1773812036) | [PAYCOIN CO., LTD.](https://appshunter.io/developer/1457828707) |

## What reviewers say

### Billy

[App page](https://appshunter.io/ios/app/billy-split-bills-instantly/id6736915357)

Effortlessly divide expenses from receipts by snapping a photo. The app automatically scans items, allows easy assignment to friends, and calculates exact amounts owed, including tip and tax. Share clear summaries instantly without needing to log in.

**Highlights:** Scan receipts with a photo, Automatic line item extraction, Assign items to individuals, Calculate tip and tax, Instant total calculation, Shareable expense summaries

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 Credits | $1.99 | one-time |
| 10 Credits | $2.99 | one-time |
| 20 Credits | $3.99 | one-time |


### PayProtocol

[App page](https://appshunter.io/ios/app/payprotocol/id6744857687)

**In-app purchases:** none


## Frequently asked questions

### Is Billy free?

Billy is free to download, with in-app purchases available.

### Is PayProtocol free?

PayProtocol is free to download, with no in-app purchases.

### Do Billy or PayProtocol have ads?

Neither Billy nor PayProtocol shows ads.

### Which is updated more often, Billy or PayProtocol?

Billy ships an update every 11 days, and PayProtocol weekly. Most recently, Billy was updated on June 1, 2026 and PayProtocol on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*