# Billy vs SplitBill AI

The clearest difference is monetization model: Billy at free against SplitBill AI's freemium. Billy also leads on iOS requirement (15.1 vs 17.0). SplitBill AI's advantage is update cadence (every 3 days vs every 11 days). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Billy sells 3 one-off in-app purchases and SplitBill AI sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Billy against 5.0 for SplitBill AI. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Billy ships an update every 11 days, SplitBill AI every 3 days. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Billy | SplitBill AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/billy-split-bills-instantly/id6736915357/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/splitbill-ai/id6747373165/reviews) |
| Number of ratings | 2 | **4** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 3 days** |
| Monetization | **Free** | Freemium |
| Size | 39 MB | 14 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Sungtae Kim](https://appshunter.io/developer/1773812036) | [Anthony Ma](https://appshunter.io/developer/1537282594) |

## What reviewers say

### Billy

[App page](https://appshunter.io/ios/app/billy-split-bills-instantly/id6736915357)

Effortlessly divide expenses from receipts by snapping a photo. The app automatically scans items, allows easy assignment to friends, and calculates exact amounts owed, including tip and tax. Share clear summaries instantly without needing to log in.

**Highlights:** Scan receipts with a photo, Automatic line item extraction, Assign items to individuals, Calculate tip and tax, Instant total calculation, Shareable expense summaries

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 Credits | $1.99 | one-time |
| 10 Credits | $2.99 | one-time |
| 20 Credits | $3.99 | one-time |


### SplitBill AI

[App page](https://appshunter.io/ios/app/splitbill-ai/id6747373165)

Effortlessly divide expenses with friends using AI-powered receipt scanning and intelligent item assignment. This app simplifies tracking shared costs, calculating taxes and tips, and facilitating easy settlement. Enjoy a transparent and fair way to manage group spending.

**Highlights:** AI-powered receipt scanning, Automatic item and price extraction, Flexible item assignment, Automatic tax and tip calculation, Natural language splitting commands, Easy settlement tracking

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SplitBill Premium 1-Month | $2.99 | per month |
| SplitBill Premium 1-Yr | $9.99 | per year |
| SplitBill Premium Lifetime | $14.99 | one-time |


## Frequently asked questions

### Is Billy free?

Billy is free to download, with in-app purchases available.

### Is SplitBill AI free?

SplitBill AI is free to download, with in-app purchases available.

### Which has better reviews, Billy or SplitBill AI?

Billy and SplitBill AI are both rated 5.0 out of 5 on the App Store, from 2 and 4 ratings respectively.

### Do Billy or SplitBill AI have ads?

Neither Billy nor SplitBill AI shows ads.

### Which is updated more often, Billy or SplitBill AI?

Billy ships an update every 11 days, and SplitBill AI every 3 days. Most recently, Billy was updated on September 22, 2026 and SplitBill AI on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
