# Billy vs Pay with Sublime

The clearest difference is in-app purchases: Pay with Sublime at none against Billy's 3. Pay with Sublime also leads on ratings volume (157 vs 2). Billy's advantage is rating (5.0 vs 4.7) and review sentiment (100% vs 86%). On price, update cadence, ads and monetization model there is nothing between them.

Both are free to download. Billy sells 3 one-off in-app purchases. Pay with Sublime asks for nothing beyond the download.

Billy holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Pay with Sublime has 157 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Billy's written reviews are positive against 86% of Pay with Sublime's.

Billy ships an update every 11 days, Pay with Sublime every 9 days. The most recent releases landed on September 22, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Billy | Pay with Sublime |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/billy-split-bills-instantly/id6736915357/reviews)** | [4.7 (157 ratings)](https://appshunter.io/ios/app/pay-with-sublime/id6753262106/reviews) |
| Number of ratings | 2 | **157** |
| Positive reviews | **100.0% of reviews** | 85.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 9 days** |
| Monetization | Free | Free |
| Size | 39 MB | 61 MB |
| Requires iOS | **15.1** | 18.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Sungtae Kim](https://appshunter.io/developer/1773812036) | [Sublime Payments Company](https://appshunter.io/developer/1843249098) |

## What reviewers say

### Billy

[App page](https://appshunter.io/ios/app/billy-split-bills-instantly/id6736915357)

Effortlessly divide expenses from receipts by snapping a photo. The app automatically scans items, allows easy assignment to friends, and calculates exact amounts owed, including tip and tax. Share clear summaries instantly without needing to log in.

**Highlights:** Scan receipts with a photo, Automatic line item extraction, Assign items to individuals, Calculate tip and tax, Instant total calculation, Shareable expense summaries

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 Credits | $1.99 | one-time |
| 10 Credits | $2.99 | one-time |
| 20 Credits | $3.99 | one-time |


### Pay with Sublime

[App page](https://appshunter.io/ios/app/pay-with-sublime/id6753262106)

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

**Highlights:** Split bills into smaller payments, Earn 5% cash back on timely payments, Automatic bill negotiation, Finds hidden savings, Subscription tracking and management, Due date alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Billy free?

Billy is free to download, with in-app purchases available.

### Is Pay with Sublime free?

Pay with Sublime is free to download, with no in-app purchases.

### Which has better reviews, Billy or Pay with Sublime?

Billy is rated higher. Billy averages 5.0 out of 5 from 2 ratings, while Pay with Sublime averages 4.7 from 157 ratings.

### Do Billy or Pay with Sublime have ads?

Neither Billy nor Pay with Sublime shows ads.

### Which is updated more often, Billy or Pay with Sublime?

Billy ships an update every 11 days, and Pay with Sublime every 9 days. Most recently, Billy was updated on September 22, 2026 and Pay with Sublime on September 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*