# Billy vs PaySplit

The clearest difference is monetization model: Billy at free against PaySplit's freemium. Billy also leads on update cadence (every 11 days vs monthly) and iOS requirement (15.1 vs 26.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Billy sells 3 one-off in-app purchases and PaySplit sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Billy against 5.0 for PaySplit. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Billy ships an update every 11 days, PaySplit monthly. The most recent releases landed on October 8, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Billy | PaySplit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/billy-split-bills-instantly/id6736915357/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/paysplit-split-bills-and-rent/id6760347546/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 11 days** | Monthly |
| Monetization | **Free** | Freemium |
| Size | 39 MB | 15 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Sungtae Kim](https://appshunter.io/developer/1773812036) | [Ricardo Carvalho](https://appshunter.io/developer/1884018228) |

## What reviewers say

### Billy

[App page](https://appshunter.io/ios/app/billy-split-bills-instantly/id6736915357)

Effortlessly divide expenses from receipts by snapping a photo. The app automatically scans items, allows easy assignment to friends, and calculates exact amounts owed, including tip and tax. Share clear summaries instantly without needing to log in.

**Highlights:** Scan receipts with a photo, Automatic line item extraction, Assign items to individuals, Calculate tip and tax, Instant total calculation, Shareable expense summaries

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 Credits | $1.99 | one-time |
| 10 Credits | $2.99 | one-time |
| 20 Credits | $3.99 | one-time |


### PaySplit

[App page](https://appshunter.io/ios/app/paysplit-split-bills-and-rent/id6760347546)

Easily track shared expenses like rent and trip costs with friends and roommates. This app offers a private way to settle debts, with no accounts or ads required. It helps you see clear balances and suggests the most efficient way to settle up.

**Highlights:** Track group expenses, Clear balance visibility, Smart settlement suggestions, Multi-currency support, iCloud group sharing, Voice entry (Pro)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PaySplit Pro Monthly | $2.99 | per month |
| PaySplit Pro Yearly | $14.99 | per year |


## Frequently asked questions

### Is Billy free?

Billy is free to download, with in-app purchases available.

### Is PaySplit free?

PaySplit is free to download, with in-app purchases available.

### Which has better reviews, Billy or PaySplit?

Billy and PaySplit are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Billy or PaySplit have ads?

Neither Billy nor PaySplit shows ads.

### Which is updated more often, Billy or PaySplit?

Billy ships an update every 11 days, and PaySplit monthly. Most recently, Billy was updated on October 8, 2026 and PaySplit on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*